:notebook: [Meeting Index](https://hackmd.io/s/BkVRf6AXV)

# 2019-06-04 Dolphin Tank: Housing edition!

:::info
Welcome! :wave: If you're reading this, then you're welcome to contribute!
:::

:date: **Date:** Tue, June 4 2019 @ 7:30-9pm
:round_pushpin: **Location:** Myplanet
:raising_hand: **Host:** @patcon :: [Facilitator Guide](https://docs.google.com/document/d/1DJX-tfW1io3rv-JJvIKAYBK1n448AvOgkTwlMbARxvU/edit#heading=h.aqfpdtpxdfr6) :book:
:family: **Participants:** (Slack)
- [ ] - @Laura Anone, @youlian, @patcon, (later) @KateS, @Laura L.P, @Prat, @Ken K

## Notes

:star: offered idea to workshop

- intros
- Patrick Connolly. interested in empowering grassroots organizing, and its sustainability. co-organizer. developer.
- Laura L.P (late-comer).
- Ken Kuchling. engineer. here to understand how to re-animate past app he built.
- Prat Sureka. tech+policy 10 years. new to toronto.
- Kate Skipton.
- :star: Laura Anonen politics. cares about renovictions. works for councillor.
- :. UX, education. works in insurance. interested in property development on blockchain to improve access to gains. not technical.
- youlian.

### housing rights and evictions (Laura Anonen)
- [name=laura]
- watching sidewalk labs convo
- seeing EPIC project in NYC, and curious about bringing it here #todo what project? add links [name=laura]
- helps people have information on evictions
- [name=ken] what can people do if they know?
- **organize** with others affected instead of working alone (collective action),
- mount **legal defenses**,
- have more sense of **control** instead of just panicking.
- how do ppl know about evictions?
- N-13 notices. (voluntary but central database of evictions)
- populated by tenant submissions?
- [name=prat] berlin is doing some interesting things. rent control act. one-of-kind legislation, to his best knowldge.
- #todo [name=prat] investigate berlin. share links
- **rent legislation is all at provincial level**
- current party in power is not supporting tenant rights, so solutions must be grassroots for now.
- city can't make laws about tenants without prov support.
- [name] best way to fight?
- [name=laura] **embarrass the owners**
- can fight the notices, but even knowing that's possible is a space for action
- legal aid clinic funding cut, so they're strapped thin already. community particularly important now.
- [name=prat] #todo investigate NESTA UK
- post-hacknight additions (things added after) [name=patcon]
- data driven project in NYC: https://map.displacementalert.org/
- people to say hi to:
- Lina Pulido. [LinkedIn](https://www.linkedin.com/in/lina-pulido-b525b3b5/?) (on slack, active)
- Alyssa Brierly. [LinkedIn](https://www.linkedin.com/in/abrierley/) (on slack, less active)
- Melissa Goldstein. [LinkedIn](https://cfe.ryerson.ca/people/melissa-goldstein) (not on slack) https://twitter.com/erraticheretic
- Slack places to say introduce yourself in:
- `#t-affordable-housing` (lina's channel for shared interest)
- `proj-housing-rights` (alyssa pending project channel)

### blockchain property group-buy
- Concept Paper released: https://g-model.io/
- not technical, but learning blockchain
- math is in process of being checked
- having lots of conversations
- looking or technical blockchain partners, and more convos
- inspired by _Debt: The First 5,000 Years_ (book)
- :skull: [Pirated version](https://libgen.is/book/index.php?md5=3CB21DEB347150DB4A4CBBD59A9858BA)
- feel debt is a bit sinister function in society
- they have become financial products
- system is largely static
- terms used: blockchain, initial coin offering (ICO), token generation events
- idea was heard as being about raising funds or crowdfunding for many (10,000 ppl) buying property token, and having access to returns of property at low buy-in.
- example: 10,000 investors at $1000 each for a $10,000,000 building with many 60 units
- not everyone can live in building, and so those who get to live there (decided through an out-of-scope mechanism, not necessarily technical) -- these people get to slowly buy-out the tokens of the other investors, with modest dividends.
- those investors get a return that they wouldn't normally have access to, but goal is eventual ownership of property by those living there
- it's a token ecosystem
- patcon: how did others understand this
- crowdfund (all)
- : not actually associated with that in his mind, but many ppl say
- zeitgeist (?)
- shared economy (?)
- prat: _The Entrpreneurial State: Debunking Public vs. Private Myths in Risk and Innovation_ (book)
- :skull: [Pirate version](https://libgen.is/book/index.php?md5=4975A747D76C2681AB61B5FD3EFDC495)
- splitting price of property (kate)
- like timeshare?
- like a co-op (laura anonen)
- REIT feels similar (ken)
- [name=someone] Why does other people invest [if they don't live there]?
- niall: dividends
- [name=laura L.P] this sounds kinda like mortgages, which as we know, have become commoditized. why is this different? Why won't it be commoditized?
- [ ] - : no longterm debt
- patcon: isn't that just because this is currently outside eyes of law? Is it any different from mortgage markets?