2019-06-04 Dolphin Tank: Housing edition!

:notebook: [Meeting Index](https://hackmd.io/s/BkVRf6AXV) # 2019-06-04 Dolphin Tank: Housing edition! :::info Welcome! :wave: If you're reading this, then you're welcome to contribute! ::: :date: **Date:** Tue, June 4 2019 @ 7:30-9pm :round_pushpin: **Location:** Myplanet :raising_hand: **Host:** @patcon :: [Facilitator Guide](https://docs.google.com/document/d/1DJX-tfW1io3rv-JJvIKAYBK1n448AvOgkTwlMbARxvU/edit#heading=h.aqfpdtpxdfr6) :book: :family: **Participants:** (Slack) - [ ] - @Laura Anone, @youlian, @patcon, (later) @KateS, @Laura L.P, @Prat, @Ken K ## Notes :star: offered idea to workshop - intros - Patrick Connolly. interested in empowering grassroots organizing, and its sustainability. co-organizer. developer. - Laura L.P (late-comer). - Ken Kuchling. engineer. here to understand how to re-animate past app he built. - Prat Sureka. tech+policy 10 years. new to toronto. - Kate Skipton. - :star: Laura Anonen politics. cares about renovictions. works for councillor. - :. UX, education. works in insurance. interested in property development on blockchain to improve access to gains. not technical. - youlian. ### housing rights and evictions (Laura Anonen) - [name=laura] - watching sidewalk labs convo - seeing EPIC project in NYC, and curious about bringing it here #todo what project? add links [name=laura] - helps people have information on evictions - [name=ken] what can people do if they know? - **organize** with others affected instead of working alone (collective action), - mount **legal defenses**, - have more sense of **control** instead of just panicking. - how do ppl know about evictions? - N-13 notices. (voluntary but central database of evictions) - populated by tenant submissions? - [name=prat] berlin is doing some interesting things. rent control act. one-of-kind legislation, to his best knowldge. - #todo [name=prat] investigate berlin. share links - **rent legislation is all at provincial level** - current party in power is not supporting tenant rights, so solutions must be grassroots for now. - city can't make laws about tenants without prov support. - [name] best way to fight? - [name=laura] **embarrass the owners** - can fight the notices, but even knowing that's possible is a space for action - legal aid clinic funding cut, so they're strapped thin already. community particularly important now. - [name=prat] #todo investigate NESTA UK - post-hacknight additions (things added after) [name=patcon] - data driven project in NYC: https://map.displacementalert.org/ - people to say hi to: - Lina Pulido. [LinkedIn](https://www.linkedin.com/in/lina-pulido-b525b3b5/?) (on slack, active) - Alyssa Brierly. [LinkedIn](https://www.linkedin.com/in/abrierley/) (on slack, less active) - Melissa Goldstein. [LinkedIn](https://cfe.ryerson.ca/people/melissa-goldstein) (not on slack) https://twitter.com/erraticheretic - Slack places to say introduce yourself in: - `#t-affordable-housing` (lina's channel for shared interest) - `proj-housing-rights` (alyssa pending project channel) ### blockchain property group-buy - Concept Paper released: https://g-model.io/ - not technical, but learning blockchain - math is in process of being checked - having lots of conversations - looking or technical blockchain partners, and more convos - inspired by _Debt: The First 5,000 Years_ (book) - :skull: [Pirated version](https://libgen.is/book/index.php?md5=3CB21DEB347150DB4A4CBBD59A9858BA) - feel debt is a bit sinister function in society - they have become financial products - system is largely static - terms used: blockchain, initial coin offering (ICO), token generation events - idea was heard as being about raising funds or crowdfunding for many (10,000 ppl) buying property token, and having access to returns of property at low buy-in. - example: 10,000 investors at $1000 each for a $10,000,000 building with many 60 units - not everyone can live in building, and so those who get to live there (decided through an out-of-scope mechanism, not necessarily technical) -- these people get to slowly buy-out the tokens of the other investors, with modest dividends. - those investors get a return that they wouldn't normally have access to, but goal is eventual ownership of property by those living there - it's a token ecosystem - patcon: how did others understand this - crowdfund (all) - : not actually associated with that in his mind, but many ppl say - zeitgeist (?) - shared economy (?) - prat: _The Entrpreneurial State: Debunking Public vs. Private Myths in Risk and Innovation_ (book) - :skull: [Pirate version](https://libgen.is/book/index.php?md5=4975A747D76C2681AB61B5FD3EFDC495) - splitting price of property (kate) - like timeshare? - like a co-op (laura anonen) - REIT feels similar (ken) - [name=someone] Why does other people invest [if they don't live there]? - niall: dividends - [name=laura L.P] this sounds kinda like mortgages, which as we know, have become commoditized. why is this different? Why won't it be commoditized? - [ ] - : no longterm debt - patcon: isn't that just because this is currently outside eyes of law? Is it any different from mortgage markets?