Sure! Let's dive into the concept of the Time Value of Money with a fun comic strip featuring our characters, Timmy
the Turtle and Speedy the Hare.
**Comic Story: "Timmy the Turtle Learns About the Time Value of Money"**
---
**Scene 1:**
Timmy the Turtle and Speedy the Hare are at the playground.
**Speedy:** Hey Timmy! Do you want to know a secret? If you have money today, it can grow into more money in the
future, just like a tree grows from a seed!
**Timmy**: Really? How does that work?
---
**Scene 2:**
Speedy takes out two shiny gold coins and hands one to Timmy.
**Speedy:** Here, I'll show you. Let's say you have this one gold coin today. If you keep it safe and don't spend
it, someone might pay you some extra gold coins to borrow it for a while.
**Timmy:** You mean just for sitting still, my coin can become more coins?
---
**Scene 3:**
Speedy the Hare waves his magic wand, and a tree with gold coins as fruits appears.
**Speedy:** Exactly! It's like planting a magic money tree. Your gold coin grows into more coins because of
something called interest.
**Timmy:** Interest? That's a funny word!
**Speedy:** Think of it this way: it's a little thank you gift that someone gives you for letting them use your
coin.
---
**Scene 4:**
Speedy hands Timmy a small plant and a watering can.
**Speedy:** If you plant this coin today and take good care of it, by next year it might grow into two coins or
even more!
**Timmy:** Wow! So, the sooner I plant my coin, the bigger my tree can grow?
---
**Scene 5:**
Timmy and Speedy high-five, and Timmy holds his gold coin tightly.
**Speedy:** You got it! The earlier you start, the more time your money has to grow. That's called the Time Value
of Money.
**Timmy:** Thanks, Speedy! I'm going to save my gold coin and watch it grow into a tree!
---
**Scene 6:**
**Diagram:**
```
___ ___ ___ ___
| $ | | $ | | $ | | $ | <-- Future Value
==> ==> ==> ==> (More money in the future)
Today 1 Year 2 Years 3 Years
(Present Value) (With Interest) (More Interest)
Gold Coin +Interest + More Interest => More Coins!
```
---
### Questions to Test Understanding:
1. **Why is it important to start saving money early?**
- A) Because money saved early grows into more money over time.
- B) Because you might forget to save later.
- C) Because Timmy the Turtle said so.
- D) Because Speedy the Hare is fast.
2. **What does "interest" mean in the story?**
- A) A magic spell that makes trees grow faster.
- B) Extra money given for letting someone borrow your money.
- C) A type of coin.
- D) A playground game.
3. **In the comic, what does planting the gold coin represent?**
- A) Spending money on toys.
- B) Saving money so it can grow over time.
- C) Eating candy.
- D) Running a race with Speedy.
4. **What does the term "Time Value of Money" mean?**
- A) Money living in a time capsule.
- B) Money saved today is worth more in the future because it can earn interest.
- C) Spending money as soon as you get it.
- D) Keeping money under your pillow.
5. **Why does Speedy give Timmy a watering can in the story?**
- A) To show how taking care of money can make it grow.
- B) To play in the sandbox.
- C) To make the comic funnier.
- D) To keep the coins shiny.
---
This way, kids can understand the core principles of the Time Value of Money through a story and visual aids,
making it both engaging and educational.
## Syallabus
* 'Ethical and Professional Standards',
* 'Quantitative Methods',
* 'Economics',
* 'Financial Statement Analysis',
* 'Corporate Issuers',
* 'Portfolio Management',
* 'Equity Investments',
* 'Fixed Income',
* 'Derivatives',
* 'Alternative Investments',