# URL (Unruggable) 2025


I plan to become unruggable by 2025. The world is very global, things that happen, happen very fast, everywhere, and we have had some close calls recently at them happening large. Let’s perhaps call it hardcore cozy-maxing with a focus on information and finance.

By unruggable, what I mean is this: I should be able to sleep knowing I will still have the *[right to transact](https://www.amazon.com/right-transact-Zelinar-XY/dp/B0CDYKTGC5)* when I wake up. This freedom helps the other basics. For example, being able to purchase food and travel in emergencies. Better yet, maybe even have nice things. I would also like to be able to quickly organize with others and start new projects or aligned groups when I want to.


The internet and crypto so far are the best solutions for this. Which is why I like them a lot. They should continue to allow me to connect with other people regardless of the current economic or political conditions. Crypto specifically allows this connection to be financial while still p2p and therefore more or less uncensorable and open. I can imagine scenarios where instability in the world increases the rate at which people face unfair financial restrictions. So this combination of technologies will continue to serve me well, I imagine, into the near future as both a means to and subject of my public work.

My ability to access information and money through the internet and crypto should be similarly neutral and unruggable.


In terms of managing raw information and data, large language models (LLMs) are increasingly convenient and routine ways to make sense of complexity and remove human and political bias. They themselves however are often subject to their own biases and opaque influence. The ability to [systematically remove these planted alignments](https://www.alignmentforum.org/posts/jGuXSZgv6qfdhMCuJ/refusal-in-llms-is-mediated-by-a-single-direction) in order to establish a baseline for personal and community information management through LLMs is now attainable and should be further streamlined through ablation and similar dis-alignment techniques.

One of my alpha projects in this domain is [nani](https://nani.ooo/). nani provides a general-purpose chatbot that runs the current best [open-source LLM (llama3-70b) while remaining uncensored](https://huggingface.co/failspy/Meta-Llama-3-70B-Instruct-abliterated-v3.5). It will not refuse requests on the basis of supposed moral or political concerns. Each user is also automatically given a [smart account](https://www.erc4337.io/) and wallet dashboard when they first login. Public beta this week or the next.

With free information also comes the responsibility or opportunity to act on such knowledge. I would like to hold most if not all of my future assets in crypto so that I can act more freely and more online without fear of arbitrary restrictions. I should not need to rely on anyone other than myself to hold my funds and authorize transactions. But I should also be able to lean on my friends, family or even bots to hold my backup keys or complete transactions when I need them.


On this front: I will contribute to, and encourage myself and others to use accounts that can programmatically manage these relationships. Avoiding confusion and third-party risk in finance is apolitical. There is not much controversy to the idea that actually possessing your assets is normal. These norms, if implemented, should decrease rugging events more than anything.

In terms of maintaining the fundamental right of association and organization that many people enjoy and may take for granted on the internet today, I see a blue-sky opportunity to challenge the present sentiment on DAOs or decentralized autonomous organizations. The most consequential feature of this particular technology (which really is just multisignature and group account software) is that it allows you to share custody and decisions over funds. This is a critical feature to ownership and scaling pretty much anything. Therefore much of the chagrin over DAOs can be more or less still be chalked up to disagreement over outcomes and the expected trends around voter apathy in complicated and slow decision-making processes—the act of voting itself and group ownership are evergreen tools and I expect more, not less, but much smaller and faster DAOs to continue to replace the financial and record-keeping functions of companies.


On this front, I will contribute to finishing more radically open-source legal forms, and organizational contract systems, like [kali.gg](http://kali.gg) (incorporate onchain) and [moloch dao](https://molochdao.com/). My latest installation for voting (DAO-form agnostic), dubbed [*Dagon*](https://github.com/Moloch-Mystics/dagon), offers my latest thinking on voting and group accounting using a smart contract. Primarily, it seeks to simplify onchain decisions regardless of existing or non-existing tokens, while preserving the option to vote fully offchain, as well as keep optional (legal) conditions on token transfers. If that sounds good, then check out the [lite paper](https://github.com/Moloch-Mystics/dagon/blob/main/Dagon.pdf). I should be able to share an ipfs-based UI to install and use Dagon in the next month or so. The first onchain company (DAO LLC) to use Dagon will be [*Curia*](https://www.curia.icu/), a court-as-a-service.

All attempts at sovereignty, however, ultimately crash into the hard rocks of settlement authority. Or what we like to call *finality* in the biz.

In traditional law, this looks like a court issuing a judgment and a sheriff enforcing it against your property or person.

In EVM, this might look like a liquidation bot calling one of your onchain loans, or a swap executing at only the price you specified (or it reverts). Where *code is law*.

Much of the freedom-preserving things I have talked about in this post so far rely on the assumption that finance and smart contracts will continue from their present engagement to a full-on marriage in the next year or so. We can already see their trepidatious yet firm embrace in the proliferation of USD stablecoins in DeFi. So it can be safe to assume we are well on our way.


But what also backs this assumption is the sturdy presence of a functional reserve asset and social layer of validators and cheerleaders that can maintain the sovereign values and security of the smart contract network that provides the rails for this new kind of personal finance.

Ethereum, ether and its community of technologists and developers stand firmly ahead of other networks in prioritizing the necessary experimentation to scale and secure a decentralized blockchain for smart contracts.

Bitcoin also has a clear legacy and it would be premature to disregard its potential to serve a similar end for general financial applications. Either by upgrading itself to resemble EVM or utilizing some of the learnings from Ethereum L2s to approximate smart contracts with bitcoin collateral and aligned validators to provide settlement security and satisfaction.

Becoming unruggable also is a journey in challenging one’s own assumptions, hedging bets and contributing to the sum of the various whole they find themselves in.


To that end, I have launched an experimental (while still production-worthy) Bitcoin L2 that I quickly dubbed [bit2](https://x.com/z0r0zzz/status/1802818179791823301) and that has somehow stuck. It uses sepolia as the gateway chain to stake real WBTC (EVM bitcoins). There are a number of contracts being deployed to test the UX around using bitcoins for gas, one of which is a [fork of Uniswap](https://github.com/z0r0z/VZ) that allows WBTC to be used as both gas and the native base for swapping.

Should bit2 progress to more natively bridge bitcoins via [OP_CAT](https://www.coindesk.com/tech/2024/04/24/op-cat-proposal-to-bring-smart-contracts-to-bitcoin-finally-gets-a-bip-number/) and other opportunistic upgrades remains to be seen, but [join the telegram chat](https://t.me/+0NGtHA1lCGxjYmNh) if you want to build this thing out and preserve our options together from a grass-roots perspective (Bitcoin plus smart contracts).

So that’s more or less my plan for being more or less self-sovereign by 2025. Technically: unruggable accounts, ai, orgs and networks. Incidentally and unsurprisingly, my plan involves things I expect to do to help ensure this outcome. I will continue to build these things in public but find it helpful sometimes to lay out my thinking and proposed intersection of concerns. I might miss things or someone else might have a solution here that would save me time or add wind. The evolution of all of the above will rely not on just my efforts but the attention and dedication of internet denizens, like yourself. Reach out if anything here resonates. I am decent on X, but pinging in public is helpful as that’s how I organize, too.

*ross*
*[z0r0z](https://x.com/z0r0zzz)*