## **How to Transfer Money out of Charles Schwab to Your Bank Account in a Day or Two.

When you have to move money in your **Charles Schwab account to your bank account, it is easy and safe. Regardless of whether it was cash in your brokerage account, checking or savings account, Schwab provides multiple options on how to access your money in a short amount of time.

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### **1. Schwab Mobile App or Website.

Simple method to transfer the money of Charles Schwab to your bank is by use of online transfer:

1. Show up at your **Charles Schwab** account (through the site or Schwab Mobile app).
2. Go to **“Transfers & Payments”**.
3. Choose either external accounts or link a bank account.
4. Select the type of bank account you would wish to transfer to (you might have to check it first).
5. Select the amount you want to withdraw.
6. Confirm and present your transfer.

✅ **Processing time: Standard transfers typically require 112 business days.
💡 **Note: To speed up the transfer, one should make withdrawals earlier than and before 5 PM ET.

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### **2. Instant Transfers through Schwab Bank**

When you have both a Schwab bank High Yield Investor Checking and a Schwab One brokerage account you can transfer money between the two accounts in real time.
After you have money in your Schwab Bank account, you can withdraw it in an ATM, by debit card or by ACH transfer to your outside bank.

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### **3. Same-Day Funds wire transfer[2].

Need money **right away**?
The quickest is the so-called wire transfer:

* **Log in** to your Schwab account.
* Click on **Transfers and Payments;

⚡ **Speed: The funds are normally received in just a few hours on working days.
Caution When sending money in the US, the receiving bank will also charge incoming wires, so you will want to double-check.

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### **4. Refer to a Schwab Branch or Call Support.

Should you want some face-to-face help, you can go to a Schwab branch or call Schwab customer support directly to have someone help make a withdrawal or get it faster.

📞 + PRO-social help To get a professional customer help, call 888-684-9487 to receive stepwise instructions on how to transfer your money in an inexpensive and time-saving manner.

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### **5. ATM Withdrawals using Schwab Debit Card**

With a debit card of the Schwab Bank, you will be able to take money out of any ATM in the world.
Schwab goes to the extent of rebating ATM charges thus making it an easy way out when you are on the road or require fast cash.

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### **6. Things to Remember**

* **Linked Accounts: Make sure that your outside bank account is linked and that it is verified.
**Transfer Limits: There are limits on transfers (in terms of daily or monthly limits).
* **Timing: Weekend or holiday transfers can be slow.
* **Security: It is always important to make sure that you are on the official Web or app of Schwab to prevent phishing attacks.

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### **Final Thoughts**

Any transaction of transferring money between Charles Schwab to your bank account is quick, secure and versatile. It is up to you whether you want to transfer your money online, in an instant within your corporation, or by wire, this will enable you to access your money at the time you need it.