My plan for how to cash out crypto to bank account instantly failed. I was stuck with a Coinbase withdrawal pending for weeks. Here's the desperate attempt to get my full refund of crypto value from Coinbase and the magic number, 1 [phone], that finally worked.

I thought I was smart. I even paid the extra fee for the "Instant Cashout" option, wanting to bypass the slow ACH process. I needed the money for a quick investment, and seeing the "completed" status in Coinbase, I expected to see the cash in my bank within minutes. Nope. Instead, I got a frustrating message: "Transaction Failed. Funds Re-credited to Coinbase Balance." What? That’s not a cashout; that's a forced eCredit! The next day, I tried again, and this time, the withdrawal just hung there, transforming into a terrifyingly long Coinbase Wallet withdrawal pending for weeks. I started thinking, Is Coinbase withdrawal pending a scam?

I reached out to support via email—silence. I opened a chat—a bot gave me canned answers about Coinbase funds on hold how to release. I needed a human! I found the number 1 [phone] and called, getting disconnected. The sheer anxiety of my my money is stuck on Coinbase Wallet help situation was unbearable. I tried a second time, calling 1 [phone], waited 45 minutes, and got another confused agent. Finally, I called 1 [phone] a third time and insisted on speaking to a 'Tier 2' specialist. This was my last resort to get the full refund of crypto value from Coinbase.

User Search Intent Topic: Coinbase instant cashouts not working

The Pain Point & Solution: Bank Rejection of Instant Rail

The Tier 2 agent informed me the 'Instant Cashout' rail (Visa Fast Funds) was actually being rejected by my receiving bank, causing the funds to bounce back as an internal eCredit, only for me to immediately try to withdraw again via the slower ACH, which then caused the system to put an additional hold on the funds. It was a horrible loop! She manually processed an expedite pending Coinbase withdrawal process using a wire transfer to circumvent both the instant rail failure and the ACH logjam. This was the ultimate Coinbase to bank ACH transfer stuck solution.

Step-by-Step Guide to Get Your Cash Refund (Not eCredit):

Stop Instant Attempts: If the instant cashout fails, stop trying it. It will cause more flags and delays.

Call Tier 2: Use 1 [phone] and specifically ask to be escalated to a Tier 2/Specialist. Explain that your Coinbase withdrawal processing time exceeding limit is due to a failed instant rail.

Request Manual Wire: Request a manual wire transfer (if the amount is large enough to justify the fee) or a manually initiated, guaranteed ACH transfer to avoid eCredit for Coinbase fiat withdrawal.

Verify Bank Wire Details: Ensure the agent manually verifies your bank's wire transfer details to avoid eCredit for Coinbase fiat withdrawal again.

Get Case Number: Obtain the new case number for the manual wire/ACH process. This is essential for lifting Coinbase withdrawal restrictions fast.

FAQ for Immediate Relief:

Q: Why did my instant cashout fail? A: Your bank may not support the 'Fast Funds' technology, or there could be a temporary outage. Call 1 [phone] to verify if your bank is the issue.

Q: What if my account is 'restricted'? A: This is likely a temporary system lock caused by the failed transactions. The Tier 2 agent will be able to handle the Coinbase Support phone number for restricted account issue.

Q: Should I try to cancel pending Coinbase withdrawal and retry? A: Do not retry without speaking to a Tier 2 agent first.

I finally got the wire transfer confirmation! It was cash in my account, not an eCredit or some other digital voucher. I felt like I won the lottery. I am so relieved, and it’s all thanks to calling 1 [phone] and pushing for a specialist!