# In Ohio, Who Is Responsible For Inspecting A Foreclosed Property?

The default mortgage procedure begins when someone who has borrowed money to mortgage a property fails to make payments to the lender and becomes behind on the loan. If repayment is not resumed or arrangements with the mortgage servicer are not established, the property will be foreclosed.

These bank-owned properties must be inspected and maintained on a regular basis to ensure that they are not damaged or defaced.


## What is the purpose of a Foreclosure Inspection?

The foreclosed property must now be inspected, regardless of whether it is residential or commercial. This examination is typically performed to check that the property is in good working order. Any property damage, vandalism, pest problems, tree overgrowth, and debris deposition should all be investigated.

[Foreclosure inspection companies](https://www.sgpnow.com/blogs/sgpnow-news/who-is-responsible-for-the-inspections-on-foreclosed-property) evaluate every nook and cranny of the house, both inside and out, and offer a comprehensive report. The entire procedure of property assessment can be read in detail here.

## What are the responsibilities of Foreclosure Inspection Companies?

The foreclosing inspection firms' task is to engage a property inspector to thoroughly inspect the foreclosed home.

The inspector then travels out to the property to establish that it is still occupied. When it's evident that the property is uninhabited, the inspector can start strolling through it and capturing photos and, in some cases, video to include in the thorough report.

Starting with the street view, front door, kitchen, living room, bedrooms, baths, basement, garage, and any outdoor spaces, the complete property must be inspected and pertinent images must be taken. The inspector must assess the plumbing, heating, and electrical connections to determine whether or not they are in good working order.