# 英國物業租金收入 香港的樓價近年持續高位,使不少人冒起投資海外的念頭,英國更是最能吸引香港人投資的海外樓盤市場。 加上英國物業租金收入回報不錯,以及英國樓價、英鎊滙價仍屬低水,以中長綫投資來說,回報尚算理想。 因此不少人選擇買多一層單位賺取租金收入。 <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國物業稅</a> <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國物業</a> <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國海外物業稅</a> <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國買樓agent</a> <a href="https://redbrick-property.com/ukproperty-6traps-%E8%8B%B1%E5%9C%8B%E6%A8%93%E9%99%B7%E9%98%B1/">英國獨立屋</a> <a href="https://redbrick-property.com/%E4%BA%8C%E6%89%8B%E6%A8%93%E7%9B%A4/">英國樓盤</a> <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國 買 樓 收 租</a> <a href="https://redbrick-property.com/ukproperty-6traps-%E8%8B%B1%E5%9C%8B%E6%A8%93%E9%99%B7%E9%98%B1/">英國樓市</a> <a href="https://redbrick-property.com/uk-eight-biggest-banks-ease-mortgage-restrictions/">英國樓價</a> <a href="https://redbrick-property.com/hmo%E5%A4%9A%E6%88%BF%E5%BC%8F%E4%BD%8F%E5%AE%85%E6%B8%AF%E4%BA%BA%E7%A7%BB%E8%8B%B1%E7%BD%AE%E6%A5%AD%E8%A7%A3%E9%9B%A3-ep-5-hmo%E7%9A%84%E8%B3%A3%E9%BB%9E%E5%84%AA/">英國HMO</a> <a href="https://redbrick-property.com/hmo%E5%A4%9A%E6%88%BF%E5%BC%8F%E4%BD%8F%E5%AE%85%E6%B8%AF%E4%BA%BA%E7%A7%BB%E8%8B%B1%E7%BD%AE%E6%A5%AD%E8%A7%A3%E9%9B%A3-ep-5-hmo%E7%9A%84%E8%B3%A3%E9%BB%9E%E5%84%AA/">hmo 英國</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93%E6%87%B6%E4%BA%BA%E5%8C%85-%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%937%E5%A4%A7%E7%A8%8B%E5%BA%8F-%E8%B2%BB%E7%94%A8%E5%8F%8A%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">英國買樓</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93%E6%87%B6%E4%BA%BA%E5%8C%85-%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%937%E5%A4%A7%E7%A8%8B%E5%BA%8F-%E8%B2%BB%E7%94%A8%E5%8F%8A%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">英國樓</a> 事實上,如果你有意在英國買多過一層物業收租,當然最實惠的方法是透過開一間英國公司買樓按揭 。 可惜傳統市場的英國按揭方案對Single Purpose Vehicle (UKSPV) 借款人並不利於中長線投資者而言,因為相對較高的提早還款有罰息大大降低投資利潤能而令他們卻步。 不過有見於市場對中長線樓盤投資需求增加,英國當地金融機構亦開始有相關貸款方案出台。 <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93%E6%87%B6%E4%BA%BA%E5%8C%85-%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%937%E5%A4%A7%E7%A8%8B%E5%BA%8F-%E8%B2%BB%E7%94%A8%E5%8F%8A%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">英國買樓程序</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93%E6%87%B6%E4%BA%BA%E5%8C%85-%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%937%E5%A4%A7%E7%A8%8B%E5%BA%8F-%E8%B2%BB%E7%94%A8%E5%8F%8A%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">投資 英國 物業</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93%E6%87%B6%E4%BA%BA%E5%8C%85-%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%937%E5%A4%A7%E7%A8%8B%E5%BA%8F-%E8%B2%BB%E7%94%A8%E5%8F%8A%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">英國置業</a> <a href="https://redbrick-property.com/hmo-properties/">英國HMO</a> <a href="https://redbrick-property.com/hmo-properties/">hmo 英國</a> <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國買樓</a> <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國樓</a> <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國買樓程序</a> <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國置業</a> <a href="https://redbrick-property.com/ukqa-ep-2-propertytypes/">英國獨立屋</a> <a href="https://redbrick-property.com/ukqa-ep-1-propertyusage/">英國 買 樓 收 租</a> <a href="https://redbrick-property.com/ukqa-ep-1-propertyusage/">英國買樓自住</a> <a href="https://redbrick-property.com/ukqa-ep-1-propertyusage/">英國 買 樓 收 租 回報</a> <a href="https://redbrick-property.com/%E4%BA%8C%E6%89%8B%E6%A8%93%E7%9B%A4/">英國二手物業代理</a> 我們先來講解一下,對於購買多過一層物業、豪宅或大型物業的新手投資者來說,開設UKSPV來購買物業並且以公司作為持有物業的工具的好處。 最大好處當然是因為英國不會因英國公司持有當地收租物業而大大增加印花稅(Stamp Duty),其次還有以下的便利: 轉售物業時更大的彈性 <a href="https://redbrick-property.com/trends-of-uk-property-market/">英國樓市</a> <a href="https://redbrick-property.com/trends-of-uk-property-market/">英國樓價</a> <a href="https://redbrick-property.com/trends-of-uk-property-market/">曼徹斯特樓盤</a> <a href="https://redbrick-property.com/ukqa-ep-1-propertyusage/">英國二手物業代理</a> <a href="https://redbrick-property.com/2-manchester/">曼徹斯特樓盤</a> <a href="https://redbrick-property.com/2022%E5%B9%B4%E8%8B%B1%E5%9C%8B%E6%A8%93%E5%83%B9%E8%B5%B0%E5%8B%A2-3%E5%A4%A7%E9%87%8D%E9%BB%9E%E5%8D%80%E5%9F%9F%E5%8F%8A%E8%8B%B1%E5%9C%8B%E7%8F%BE%E6%A8%93/">英國樓盤</a> <a href="https://redbrick-property.com/2022%E5%B9%B4%E8%8B%B1%E5%9C%8B%E6%A8%93%E5%83%B9%E8%B5%B0%E5%8B%A2-3%E5%A4%A7%E9%87%8D%E9%BB%9E%E5%8D%80%E5%9F%9F%E5%8F%8A%E8%8B%B1%E5%9C%8B%E7%8F%BE%E6%A8%93/">英國現樓</a> <a href="https://redbrick-property.com/2-sheffield/">sheffield 樓盤</a> <a href="https://redbrick-property.com/2022%E5%B9%B4%E8%8B%B1%E5%9C%8B%E6%A8%93%E5%83%B9%E8%B5%B0%E5%8B%A2-3%E5%A4%A7%E9%87%8D%E9%BB%9E%E5%8D%80%E5%9F%9F%E5%8F%8A%E8%8B%B1%E5%9C%8B%E7%8F%BE%E6%A8%93/">英國樓盤展銷會</a> <a href="https://redbrick-property.com/%E5%A6%82%E4%BD%95%E9%81%BF%E9%96%8B%E8%8B%B1%E5%9C%8B%E6%A8%93%E8%8A%B1%E9%99%B7%E9%98%B1-7%E5%A4%A7%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85%E6%B5%81%E7%A8%8B%E5%8F%8A%E5%B8%B8%E8%A6%8B%E9%99%B7%E9%98%B1/">英國樓花</a> <a href="https://redbrick-property.com/%E5%A6%82%E4%BD%95%E9%81%BF%E9%96%8B%E8%8B%B1%E5%9C%8B%E6%A8%93%E8%8A%B1%E9%99%B7%E9%98%B1-7%E5%A4%A7%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85%E6%B5%81%E7%A8%8B%E5%8F%8A%E5%B8%B8%E8%A6%8B%E9%99%B7%E9%98%B1/">英國地產</a> <a href="https://redbrick-property.com/%E4%BA%8C%E6%89%8B%E6%A8%93%E7%9B%A4/">英國樓盤</a> <a href="https://redbrick-property.com/2022%E5%B9%B4%E8%8B%B1%E5%9C%8B%E6%A8%93%E5%83%B9%E8%B5%B0%E5%8B%A2-3%E5%A4%A7%E9%87%8D%E9%BB%9E%E5%8D%80%E5%9F%9F%E5%8F%8A%E8%8B%B1%E5%9C%8B%E7%8F%BE%E6%A8%93/">sheffield 樓盤</a> <a href="https://redbrick-property.com/ukproperty-6traps-%E8%8B%B1%E5%9C%8B%E6%A8%93%E9%99%B7%E9%98%B1/">英國樓花</a> 如果你想將英國物業轉售,可以選擇以公司轉讓或股權轉讓,把物業的資產轉售給下一手買家,業主不但不需繳納物業印花稅,而且亦可以避免比高昂的資本利得稅(Capital gain tax),出售股份只需繳納10% /20% 的資本利得稅 (個人的本利得稅為18%/28%)。 避免遺產稅 不少人移民英國或在英國買樓都是為了子女,但英國遺產稅高達40%。因此以公司形式持有物業,則可以用公司轉讓形式轉給子女而規避遺產稅。 <a href="https://redbrick-property.com/uktax-%E8%8B%B1%E5%9C%8B%E6%A5%AD%E4%B8%BB%E7%A8%85%E5%8B%99/">英國物業</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93%E5%85%A8%E6%94%BB%E7%95%A5-10%E5%A4%A7%E6%B5%81%E7%A8%8B%E5%8F%8A3%E5%A4%A7%E5%86%B7%E7%9F%A5%E8%AD%98/">英國樓</a> <a href="https://redbrick-property.com/%E6%8A%95%E8%B3%87%E8%8B%B1%E5%9C%8B%E7%89%A9%E6%A5%AD%E5%BF%85%E7%9C%8B-9%E5%A4%A7%E7%89%A9%E6%A5%AD%E9%A1%9E%E5%9E%8B%E5%8F%8A5%E5%A4%A7%E7%A8%85%E9%A0%85/">投資 英國 物業</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E7%BD%AE%E6%A5%AD-6%E5%A4%A7%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85-5%E5%A4%A7%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%8F%8A%E6%8A%95%E8%B3%87%E9%87%8D%E9%BB%9E/">英國置業</a> <a href="https://redbrick-property.com/ukqa-ep-1-propertyusage/">英國 買 樓 收 租 回報</a> <a href="https://redbrick-property.com/trends-of-uk-property-market/">曼徹斯特樓盤</a> <a href="https://redbrick-property.com/2022%E5%B9%B4%E8%8B%B1%E5%9C%8B%E6%A8%93%E5%83%B9%E8%B5%B0%E5%8B%A2-3%E5%A4%A7%E9%87%8D%E9%BB%9E%E5%8D%80%E5%9F%9F%E5%8F%8A%E8%8B%B1%E5%9C%8B%E7%8F%BE%E6%A8%93/">英國樓盤</a> <a href="https://redbrick-property.com/2022%E5%B9%B4%E8%8B%B1%E5%9C%8B%E6%A8%93%E5%83%B9%E8%B5%B0%E5%8B%A2-3%E5%A4%A7%E9%87%8D%E9%BB%9E%E5%8D%80%E5%9F%9F%E5%8F%8A%E8%8B%B1%E5%9C%8B%E7%8F%BE%E6%A8%93/">英國現樓</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E6%A8%93%E7%9B%A4%E7%86%B1%E9%96%80%E7%A7%BB%E6%B0%91%E5%9F%8E%E5%B8%82%E5%85%A8%E5%88%86%E6%9E%90-%E8%AC%9D%E8%8F%B2%E7%88%BE%E5%BE%B7-%E6%9B%BC%E5%BE%B9%E6%96%AF%E7%89%B9/">sheffield 樓盤</a> <a href="https://redbrick-property.com/2022%E5%B9%B4%E8%8B%B1%E5%9C%8B%E6%A8%93%E5%83%B9%E8%B5%B0%E5%8B%A2-3%E5%A4%A7%E9%87%8D%E9%BB%9E%E5%8D%80%E5%9F%9F%E5%8F%8A%E8%8B%B1%E5%9C%8B%E7%8F%BE%E6%A8%93/">英國樓盤展銷會</a> <a href="https://redbrick-property.com/%E5%A6%82%E4%BD%95%E9%81%BF%E9%96%8B%E8%8B%B1%E5%9C%8B%E6%A8%93%E8%8A%B1%E9%99%B7%E9%98%B1-7%E5%A4%A7%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85%E6%B5%81%E7%A8%8B%E5%8F%8A%E5%B8%B8%E8%A6%8B%E9%99%B7%E9%98%B1/">英國地產</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E7%89%A9%E6%A5%AD%E6%8C%89%E6%8F%AD%E5%85%A8%E6%94%BB%E7%95%A5-%E5%88%A9%E7%8E%87-%E6%88%90%E6%95%B8-%E5%B9%B4%E6%9C%9F%E5%8F%8A%E7%94%B3%E8%AB%8B%E9%80%94%E5%BE%91/">英國物業</a> <a href="https://redbrick-property.com/%E5%85%A9%E5%A4%A7%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93agent%E7%A8%AE%E9%A1%9E%E5%8F%8A%E8%8B%B1%E5%9C%8B%E5%9C%B0%E7%94%A2%E7%B6%B2%E5%88%86%E6%9E%90/">英國樓</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E7%89%A9%E6%A5%AD%E6%8C%89%E6%8F%AD%E5%85%A8%E6%94%BB%E7%95%A5-%E5%88%A9%E7%8E%87-%E6%88%90%E6%95%B8-%E5%B9%B4%E6%9C%9F%E5%8F%8A%E7%94%B3%E8%AB%8B%E9%80%94%E5%BE%91/">投資 英國 物業</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E7%89%A9%E6%A5%AD%E6%8C%89%E6%8F%AD%E5%85%A8%E6%94%BB%E7%95%A5-%E5%88%A9%E7%8E%87-%E6%88%90%E6%95%B8-%E5%B9%B4%E6%9C%9F%E5%8F%8A%E7%94%B3%E8%AB%8B%E9%80%94%E5%BE%91/">英國置業</a> 更效地從財產中獲取收入 作為公司海外股東每年可以收取£2,000以下股息,不需要繳個人入息稅,個人年薪不多於£12,500亦不需個人入息稅,因此股東可以選擇以混合工資與股息支付自己的工資獲取收入。 <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E7%BD%AE%E6%A5%AD-6%E5%A4%A7%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85-5%E5%A4%A7%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%8F%8A%E6%8A%95%E8%B3%87%E9%87%8D%E9%BB%9E/">英國 買 樓 收 租 回報</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E6%A8%93%E7%9B%A4%E7%86%B1%E9%96%80%E7%A7%BB%E6%B0%91%E5%9F%8E%E5%B8%82%E5%85%A8%E5%88%86%E6%9E%90-%E8%AC%9D%E8%8F%B2%E7%88%BE%E5%BE%B7-%E6%9B%BC%E5%BE%B9%E6%96%AF%E7%89%B9/">曼徹斯特樓盤</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E6%A8%93%E7%9B%A4%E7%86%B1%E9%96%80%E7%A7%BB%E6%B0%91%E5%9F%8E%E5%B8%82%E5%85%A8%E5%88%86%E6%9E%90-%E8%AC%9D%E8%8F%B2%E7%88%BE%E5%BE%B7-%E6%9B%BC%E5%BE%B9%E6%96%AF%E7%89%B9/">英國樓盤</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93%E7%A7%BB%E6%B0%91%E5%B9%B3%E5%9D%87%E6%A8%93%E5%83%B9%E5%8F%8A%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">英國現樓</a> <a href="https://redbrick-property.com/2022%E5%B9%B4%E8%8B%B1%E5%9C%8B%E6%A8%93%E5%83%B9%E8%B5%B0%E5%8B%A2-3%E5%A4%A7%E9%87%8D%E9%BB%9E%E5%8D%80%E5%9F%9F%E5%8F%8A%E8%8B%B1%E5%9C%8B%E7%8F%BE%E6%A8%93/">sheffield 樓盤</a> <a href="https://redbrick-property.com/%E8%8B%B1%E5%9C%8B%E6%A8%93%E7%9B%A4%E7%86%B1%E9%96%80%E7%A7%BB%E6%B0%91%E5%9F%8E%E5%B8%82%E5%85%A8%E5%88%86%E6%9E%90-%E8%AC%9D%E8%8F%B2%E7%88%BE%E5%BE%B7-%E6%9B%BC%E5%BE%B9%E6%96%AF%E7%89%B9/">英國樓盤展銷會</a> <a href="https://redbrick-property.com/%E5%85%A9%E5%A4%A7%E8%8B%B1%E5%9C%8B%E8%B2%B7%E6%A8%93agent%E7%A8%AE%E9%A1%9E%E5%8F%8A%E8%8B%B1%E5%9C%8B%E5%9C%B0%E7%94%A2%E7%B6%B2%E5%88%86%E6%9E%90/">英國地產</a> <a href="https://redbrick-property.com/%E7%A7%BB%E6%B0%91%E8%8B%B1%E5%9C%8B%E6%A2%9D%E4%BB%B6-%E6%9C%89%E6%88%96%E7%84%A1bno%E7%9A%84%E6%96%B9%E6%B3%95%E5%92%8C%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">移民英國條件</a> <a href="https://redbrick-property.com/%E7%A7%BB%E6%B0%91%E8%8B%B1%E5%9C%8B%E6%A2%9D%E4%BB%B6-%E6%9C%89%E6%88%96%E7%84%A1bno%E7%9A%84%E6%96%B9%E6%B3%95%E5%92%8C%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">英國簽證</a> <a href="https://redbrick-property.com/%E7%A7%BB%E6%B0%91%E8%8B%B1%E5%9C%8B%E6%A2%9D%E4%BB%B6-%E6%9C%89%E6%88%96%E7%84%A1bno%E7%9A%84%E6%96%B9%E6%B3%95%E5%92%8C%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">英國簽證種類</a> <a href="https://redbrick-property.com/%E7%A7%BB%E6%B0%91%E8%8B%B1%E5%9C%8B%E6%A2%9D%E4%BB%B6-%E6%9C%89%E6%88%96%E7%84%A1bno%E7%9A%84%E6%96%B9%E6%B3%95%E5%92%8C%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">新bno</a> <a href="https://redbrick-property.com/%E7%A7%BB%E6%B0%91%E8%8B%B1%E5%9C%8B%E6%A2%9D%E4%BB%B6-%E6%9C%89%E6%88%96%E7%84%A1bno%E7%9A%84%E6%96%B9%E6%B3%95%E5%92%8C%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/">英國移民方法</a> 公司開支可扣稅 租務相關開支(如按揭利息、維修費、租務管理)可以用作扣減公司利得稅。