# A Complete Guide About Physical Damage Insurance
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As long as the policy conditions and policy limitations are met, physical damage insurance only pays for [physical damage insurance](https://usaspecialtyinsurance.com/commercial-auto/) to your own car. Body damage and third-party losses are not covered by it. The majority of the time, insurance companies offer these coverages separately, but you can combine your auto insurance coverages.


Physical damage insurance covers loss occurrences like collisions, natural disasters, and theft, which is another crucial point to remember. Mechanical problems or normal wear & tear are not covered. Usually, your physical damage insurance policy won't pay out if your automobile breaks down and leaves you with costs. Preventty USA Specialty Insurance is top rated insurance agency that provides you full of information about Physical Damages Insurance and other insurance. So Without Wasting your time Visit our website.