# Costs

## Open Questions

- What about taxes??? yeah...

## Summary

Payment providers options:
1. Stripe
2. Ayden

Cloud providers option:
1. Linode
2. Digital Ocean

## Estimates

Our estimates are based on the follwing assumptions:
- ~3 clubs
- 12 serate/week
- 20 sold tickets/serata
- 1000 tickets/month

This amounts to about 1000 transactions.

Incomes:
1000 tickets * 15(cost per ticket) * 10% (our commission) = 1500€

Expenses (for 1 month at regime)
1. Domain: 1€
2. Cloud: 30€
3. Commissions: (1000 * 0.3 €) + (15 * 1.4%) * 1000 = 510€

Balance:
1500 - 510 - 1 - 30 = 959€ to pierre
1000 * (15 - 1.5) = 13500€ to discos

allocations???
50/50

## Infrastructure

1. Domain: it depends, e.g. pierreclubs.com 12eu/year on google domains
2. Server: 20-30 $/month

## Cloud Providers

quickly checked the intelligible ones.
alternatives for a deeper analysis: AWS, GCloud, Azure, DigitalOcean, Vultr, Oracle, Linode.

## Payment Providers

For each we need: commission, fixed costs if any, flutter integration.

### Adyen

PAYMEANTS

0.10 + (*)

*Le tasse d'interscambio sono variabili. In Europa si attestano intorno allo 0,3-0,4% e negli Stati Uniti al 2%. Il prezzo di Interchange++ applica queste commissioni direttamente a te, per offrirti più trasparenza e commissioni complessivamente inferiori.

FLUTTER

Found this https://pub.dev/packages/adyen_dropin (not official) Note: This library is not official from Adyen.

### Stripe (nice)

- Commission: 1.4% + 0.25eu for EU credit cards (UK excluded but who cares)
- Checkout page included
- Recurring payments, such as subscriptions plans, 0.5%
- Specific italian providers (such as Klarna): depends on provider
- Flutter integration: https://pub.dev/packages/flutter_stripe not official but very popular. Official Android and iOS SDKs though

### Braintree (ehhh)

- can pay using cards or paypal. different rates:
- cards: 1,9% + €0,30 per transaction for EU (2.9 else)
- paypal: 4,30% + €0.05
- can disable paypal? maybe... risky
- Recurring Billing
- flutter drop-in UI (official SDK, unofficial [flutter plugin](https://github.com/pikaju/flutter-braintree))

- A flat €30 fee is assessed for chargebacks.

### Square (expensive)

PAYMENTS

- 2.9% + 30¢ (euros? or dollars? EU or US?)

FLUTTER

- Flutter plugin for In-App Payments SDK [repo](https://github.com/square/in-app-payments-flutter-plugin)

### Shopify (BAD)

- THIEFS: 29$/month + (2.9% + 30¢) per transaction
- flutter integration not found