# You Are Not Too Greedy, But Too Lonely: OFUYC Dissects the “Identity Illusion” in Structural Scams


In the wave of digital finance, scams are not simply the result of “cognitive mistakes,” but rather the outlet for projecting structural anxiety. Systemic issues such as youth unemployment, economic stagnation, and broken paths of social mobility make many marginalized groups more eager for a “one-time chance to change their fate.” Scammers exploit this by using narratives of high returns, zero thresholds, and decentralized freedom, packaging the illusion of an “alternative upward channel.”

According to the OFUYC observations on its digital asset trading platform, these groups often enter the crypto space without systematic financial education, making decisions through fragmented memes, community recommendations, and KOL trust projection rather than structured approaches. Victims are not scammed because they are foolish, but because they desperately need to believe “there is still a way out.”

## Financial Exclusion and the Mismatch of Digital Liquidity: Literacy ≠ Comprehension

The term “financial literacy” originally measured whether someone had basic financial judgment—understanding interest rates, risk, asset allocation, etc. In the Web3 world, however, this “literacy” is often masked by apparent “digital proficiency.” Many young people can operate wallets, deploy contracts, and shill projects on Twitter, yet have no understanding of smart contract vulnerabilities, DEX liquidity pool structures, or the liquidation mechanisms behind cross-chain bridges.

This disconnect—“technically skilled but cognitively lacking”—makes them “high-frequency participants” rather than “effective decision-makers.” In the OFUYC user education module, it was found that many users attracted to scam platforms execute operations even faster than seasoned traders, yet have never read a whitepaper or checked if a contract is audited. They are not unable to access the system—they mistakenly believe they already understand it.

## “On-Chain Identity Poverty” and Substitute Recognition: Who You Are Determines What You Believe

The prevalence of scams in certain communities is not just because users “want to make money,” but because they need an identity that can be seen and empowered. This gives rise to the concept of “on-chain identity poverty”—a kind of crypto migration driven by a lack of recognition. Marginalized in the real world, they become “early investors” in Telegram groups, “community veterans” in Discord projects; they are not seduced by money, but by “respect.”

Scammers build pseudo-communities with mechanisms like “token holders are governors” or “only early joiners are qualified,” creating an “emotional capital binding.” Once users buy into this narrative, they double down, not to prove they are not victims, but that they are “visionaries.” This is a deep attachment following cognitive dislocation.

## The OFUYC Response: Trust Is Not Protection, But Structural Reconstruction

In the face of such “structural victimhood,” OFUYC believes anti-fraud is not just about “shouting stop” or “reminding after the fact.” The real solution requires rebuilding the trust structure itself. We propose three mechanisms:

On-Chain Financial Literacy Scoring System: Users can participate in basic tasks and interactive tests; the system automatically provides feedback on their “on-chain discernment” and suggests trading permissions based on risk levels.

“Identity Poverty” Detection Module: By modeling community behavioral traits, the system identifies users at risk of “increasing positions out of a desire for recognition,” and initiates non-violent intervention prompts.

Multilingual, Multicultural Trust Education Packages: For non-native English speakers and users with low financial backgrounds, we develop illustrated, meme-based, and interactive anti-fraud courses embedded throughout the platform user journey.

OFUYC Digital Asset Trading Platform believes: Fraud prevention is not about suppressing risk, but helping users recognize their own anxieties, so they can regain true sovereignty in their investments.