LOANTAP API DOCUMENTATION
===
### LoanTap LEAD-GEN PARTNER API DOCUMENTATION 3.0
#### **Introduction**
Affiliate channel url allows the channel to authenticate and use below API’s. The affiliate user id and affiliate user secret will be provided via onetimesecrete link.
URL : https://loantap.in/affiliate/api-v3/<channel code>/<method name>
Method: `POST`
Headers:
- `Content-Type`: `application/json`
- `X-API-KEY`: `onetimesecrete_key_sent_via_mail`
- `REQ-PRODUCT-ID`: `onetimesecrete_key_sent_via_mail`
### **Loan Application Eligibility API**
This API will provide All Master Data List for Other API & Loan Details like Min & Max Amount and Tenure Loan City Etc.
| Head | Description |
| -------- | -------- |
| Name | Loan Application Eligibility |
|HTTP Method|GET|
|Output Format|JSON|
|Prod Server URL|https://loantap.in/affiliate/api-v3/<channel_code>/eligibility|
Response body:
```json=
{
{
"status": "success",
"status_code": "200",
"message": "Eligibility",
"data": {
"loan_city": {
"bangalore": "Bangalore",
"pune": "Pune",
"mumbai": "Mumbai",
"navi-mumbai": "Navi Mumbai",
"delhi-ncr": "Delhi NCR",
"chennai": "Chennai",
"hyderabad": "Hyderabad",
"ahmedabad": "Ahmedabad",
"chandigarh": "Chandigarh",
"bhopal": "Bhopal",
"indore": "Indore",
"raipur": "Raipur",
"vadodara": "Vadodara",
"coimbatore": "Coimbatore",
"jaipur": "Jaipur"
},
"job_type": {
"salaried": "Salaried",
"self-employed": "Self Employed"
},
"gender": {
"male": "Male",
"female": "Female"
},
"educational_qualification": {
"others": "Others",
"professional": "Professional",
"post-graduate": "Post Graduate",
"graduate": "Graduate",
"under-graduate": "Under Graduate"
},
"marital_status": {
"married": "Married",
"single": "Single"
},
"home_ownership_type": {
"owned": "Owned",
"rented": "Rented"
},
"years_at_current_residence": {
"other": "Other",
"more-than-3-years": "3+ Years",
"less-than-3-years": "1-3 Years",
"less-than-1-year": "0-1 Year"
},
"employment_year": {
"less-than-2-years": "< 2 years",
"less-than-5-years": "< 5 years",
"more-than-5-years": "> 5 years"
},
"business_ownership_type": {
"owned": "Owned",
"rented": "Rented"
},
"years_of_business": {
"less-than-2-years": "Less than 2 years",
"less-than-5-years": "Less than 5 years",
"more-than-5-years": "More than 5 years"
}
"lapp_status": {
"channel-app": "Channel App",
"cpv": "CPV",
"credit-appraisal": "Credit Appraisal",
"credit-approval": "Credit Approval",
"credit-decision": "Credit Decision",
"fraud-sandbox-done": "Fraud Sandbox Done",
"incomplete-application": "Incomplete Application",
"junk": "Junk",
"lead": "Lead",
"loan": "Loan",
"rejected": "Rejected",
"relookup": "Relookup",
"risk-management": "Risk Management",
"topup": "Topup"
}
}
}
}
```
### **Lead Generation API**
This API will create lead in LoanTap portal.
| Head | Description |
| -------- | -------- |
| Name | Lead Generation |
|HTTP Method|POST|
|Output Format|JSON|
|Prod Server URL|https://loantap.in/affiliate/api-v3/<channel_code>/lapp-v2|
> [color=red]**Input Fields for Salaried Scheme**
| Key Name | Sample Value | Mandatory | Comment |
| --------- | ------------ | --------- | ----------------------------------------- |
| job_type | salaried | yes |**Note-This is allowed only given value** |
| full_name | Test Test | yes |-|
|personal_email|test@test.com|yes |-|
|mobile_number|7020XXXXXX |yes|-|
| dob |19900202 (YYYYMMDD) |yes|-|
| gender |male/female |yes |-|
| marital_status|single/married|yes|**Note-This is allowed only given value**|
|home_ownership_type |owned/rented|no|**Note-This is allowed only given value**|
|home_addr_line1|23 Herms Waves| yes|-|
|home_addr_line2 |Near Post |Office no|-|
|home_city |pune|yes|-|
|home_zipcode |411041|yes|-|
|address_landmark |Trade House|no|-|
|pan_card |AJVCF56XX|yes|-|
|req_amount |50000|yes|-|
| req_tenure | 24 | yes | - |
| fixed_income| 50000 | yes | - |
| fathers_name | Tes | yes | |
| permanent_addr_line1 | 23 Herms Waves | yes | - |
| permanent_addr_line2 | Near Post Office | no | - |
| permanent_zipcode | 411041 | yes | - |
| permanent_city | pune | yes | - |
| loan_city | pune | yes | - |
| employer_name | Google Inc | yes | - |
| office_addr_line1 | 23 Herms Waves | no | - |
| office_addr_line2 | Near Post Office | no | - |
| office_city | pune | no | - |
| office_zipcode | 411041 | no | - |
| official_email | test@test.com | no | - |
| emi_outflow | 10000 | no | - |
| req_interest_rate | 18 | no | - |
| educational_qualification |under-graduate/graduate/post-graduate/others | no |**Note-This is allowed only given value** |
| no_of_dependents | 2 | no | - |
| total_work_experience | 8 | no | - |
| passport_number | LTXXXXX | no | - |
| aadhar_uid | 1235689XXXX | no | - |
| years_at_current_residence | more-than-3-years/less-than-3-years/less-than-1-year | no | **Note-This is allowed only given value** |
| comment | Test comment | no | - |
| employment_duration | 2 years | no | - |
| office_landline_no | 112536598 | no | - |
| salary_account_no | 1212121212 | no | - |
| salary_bank_name | SBI | no | - |
| company_mca_id | LT45215889 | no | - |
| cibil_active_id | 125368977 | no | - |
| ecs_bank_acc_no | 123456789 | no | - |
| ecs_bank_branch | Viman Nager | no | - |
| ecs_bank | SBI | no | - |
| ecs_cust_name | Shrikant Vaishnav | no | - |
| ecs_ifsc_code | SBI0004589 | no | - |
| ecs_bank_city | pune | no | - |
| ecs_account_type | saving | no | - |
| ecs_micr_code | 5565655 | no | - |
| preferred_nach_vendor | test | no | - |
> [color=red]**Input Fields for Self Employed**
| Key Name | Sample Value | Mandatory | Comment |
| --------- | ------------ | --------- | ----------------------------------------- |
| mobile_number | | yes | - |
| business_ownership_type | owned/rented | yes | **Note-This is allowed only given value** |
| gender | male/female | yes | **Note-This is allowed only given value** |
| educational_qualification | | no | - |
| dob | YYYYMMDD | yes | - |
| personal_email | | yes | - |
| job_type | self-employed | yes | **Note-This is allowed only given value** |
| business_name | | yes | - |
| business_address | | no | - |
| business_addr_line1 | | yes | - |
| business_addr_line2 | | no | - |
| business_city | | yes | - |
| loan_city | | yes | - |
| business_zipcode | | yes | - |
| business_annual_income | | no | - |
| years_of_business | | no | **Note-This is allowed only given value** |
| business_landline_no | | no | - |
| nature_of_business | | no | - |
| pan_card | | yes | - |
| full_name | | yes | - |
| mothers_maiden_name | | yes | - |
| req_amount | | yes | - |
| req_tenure | | yes | - |
| credit_card_limit | | yes | - |
| emi_outflow | | no | - |
| marital_status | single/married | no | **Note-This is allowed only given value** |
| fathers_name | | no | - |
| rent_outflow | | no | - |
| ecs_bank | | no | - |
| permanent_addr_line1 | | yes | - |
| permanent_addr_line2 | | no | - |
| permanent_city | | yes | - |
| permanent_zipcode | | yes | - |
| home_addr_line1 | | yes | - |
| home_addr_line2 | | no | - |
| home_zipcode | | yes | - |
| home_city | | yes | - |
| address_landmark | | no | - |
Response:
| Parameter | Field Type | Description | Comments/Example |
| --------- | ------------ | --------- | ----------------------------------------- |
|lapp_id|String|unique lapp Id of the applicant|APP165061XXXXXXXX|
Request body:
```json=
{
"mobile_number": "9827595XXX",
"gender": "male",
"dob": "19900202",
"personal_email": "shrikant@XXX.in",
"job_type": "self-employed",
"home_ownership_type": "owned",
"business_name": "test",
"business_ownership_type": "owned",
"business_address": "office_addr_line1",
"business_addr_line1": "office_addr_line2",
"business_addr_line2": "office_addr_line2",
"business_zipcode": "411041",
"business_city": "pune",
"permanent_addr_line1": "office_addr_line2",
"permanent_addr_line2": "office_addr_line2",
"permanent_zipcode": "411041",
"permanent_city": "pune",
"home_addr_line1": "office_addr_line2",
"home_addr_line2": "office_addr_line2",
"home_zipcode": "411041",
"home_city": "pune",
"loan_city": "mumbai",
"business_monthly_sales": "",
"business_monthly_gp": "500000",
"business_monthly_np": "50000",
"years_of_business": "less-than-2-years",
"business_landline_no": "2566555",
"nature_of_business": "test",
"emi_outflow": "0",
"rent_outflow": "0",
"pan_card": "AJTPM5566C",
"full_name": "Shrikant Vaishnav",
"mothers_maiden_name": "Mother",
"req_amount": "52200",
"req_tenure": "16",
"address_landmark": "",
"educational_qualification": "graduate",
"years_at_current_residence": "",
"marital_status": "",
"fathers_name": "test"
}
```
Response body:
```json=
{
"status": "success",
"status_code": "200",
"message": "Application created successfully",
"data": {
"lapp_id": "APP1682537411839XXX",
"link": "https://loantap.in/apply/home/APP168253741183XXX"
}
}
```
### **Loan Application Status API**
Loan Application Status API provides the loan application.
| Head | Description |
| -------- | -------- |
| Name | Loan Application Status API |
|HTTP Method|POST|
|Output Format|JSON|
|Prod Server URL|https://loantap.in/affiliate/api-v3/<channel_code>/status|
Request:
| Parameter | Field Type | Constraints | Mandatory|Comments/Example |
| --------- | ------------ | --------- |--------- | ----------------------------------------- |
|lapp_id|String|unique lapp Id of the applicant|yes|APP16511572XXXX|
Response:
| Parameter | Field Type | Description | Comments/Example |
| --------- | ------------ | --------- | ----------------------------------------- |
| status | String | Status of Request | Success |
| status_code | Num | Status code of request | 200|
| message | String | Status message of request | Process completed successfully |
| lapp_date | String | Created date of the loan application | 2019-11-19 |
| lapp_id | String | Unique application ID | APPXXXXXXXX |
| lan_id | String | LAN ID of application | LANXXXXXXXX |
| lapp_status_id | num | Status ID | received |
| lapp_status | String | Application Current Status | Documents Received - under Process |
Request body:
```json=
{
"lapp_id": "APP1651157257020779"
}
```
Response body:
```json=
{
"status": "success",
"status_code": "200",
"message": "Process completed successfully",
"data": {
"lapp_date": "2019-11-25",
"lapp_id": "APP165115725702XXX",
"lan_id": "",
"lapp_status_id": "partial-app",
"lapp_status": "Partial App"
}
}
```
Error response:
````json=
{
"status": "error"
"status_code": "401",
"message": "lapp_id required",
}
````
### **Documents Status API**
Documents Detail API returns the status of all the documents for a particular customer.
| Head | Description |
| -------- | -------- |
| Name | Documents List |
|HTTP Method|POST|
|Output Format|JSON|
|Prod Server URL|https://loantap.in/affiliate/api-v3/<channel_code>/document-list|
Request:
| Parameter | Field Type | Constraints | Mandatory|Comments/Example |
| --------- | ------------ | --------- |--------- | ----------------------------------------- |
|lapp_id|String|unique lapp Id of the applicant|yes|APP16511572XXXX|
Request body:
```json=
{
"lapp_id": "APP1651157257020779"
}
```
Response body:
```json=
{
"status": "success",
"status_code": "200",
"message": "Documents List",
"data": {
"application_id": "APP16825132628XXXX",
"doc_combo": "sal_bs6",
"documents": {
"kyc": {
"aadhaar_card": {
"file_name": "aadhaar_card",
"label": "Aadhaar Card",
"required": "no",
"is_uploaded": "no"
},
"aadhaar_card-xxxx": {
"file_name": "aadhaar_card-xxxx",
"label": "Additional Aadhaar Card Page",
"required": "no",
"is_uploaded": "no"
},
"address_proof": {
"file_name": "address_proof",
"label": "Address Proof",
"required": "no",
"is_uploaded": "no"
},
"is_completed": "yes"
},
"others": {
"others": {
"file_name": "others",
"label": "Others",
"required": "yes",
"is_uploaded": "no"
},
"is_completed": "yes"
},
"salary_slip": {
"salary_slip-month-1": {
"file_name": "salary_slip-month-1",
"label": "Salary Slip Month 1",
"required": "yes",
"is_uploaded": "yes"
},
"is_completed": "yes"
},
"bank_statement": {
"single_file": {
"bank_statement-combined": {
"file_name": "bank_statement-combined",
"label": "Bank Statement ALL",
"required": "yes",
"is_uploaded": "yes"
}
},
"individual_files": {
"bank_statement-month-1": {
"file_name": "bank_statement-month-1",
"label": "Bank Statement Month 1",
"required": "yes",
"is_uploaded": "no"
},
"bank_statement-month-6": {
"file_name": "bank_statement-month-6",
"label": "Bank Statement Month 6",
"required": "yes",
"is_uploaded": "no"
}
},
"is_completed": "yes"
}
"itr": {
"itr": {
"file_name": "itr",
"label": "Latest ITR",
"required": "yes",
"is_uploaded": "no"
},
"itr-xxxx": {
"file_name": "itr-xxxx",
"label": "Additional ITR",
"required": "yes",
"is_uploaded": "no"
},
"is_completed": "no"
}
}
}
}
```
> [color=Red]Note: About document upload.
| Section | File | File Name |
|---------|----------------------------------------------|---------------------------|
| KYC | PAN Card | pan_card |
| KYC | Address Proof | address_proof |
| BANK | Aadhar Card | aadhaar_card |
| BANK | Addition Page of Aadhar Card | aadhaar_card-xxxx |
| BANK | Single Bak Statement (like all 6 month data) | bank_statement-all-102019 |
| BANK | Individual File For Bank Statement | bank_statement-062019 |
> [color=Red]Note :
1. single_file indicate you can upload a single file
2. individual_files indicated you need to upload all files in given section
### **Document Upload API**
This API is called when all the documents are uploaded and no further changes will be done in the Customer Loan Application. Document Collection API verifies if all documents are uploaded successfully and updates the customers loan application state at LoanTap system.
| Head | Description |
| -------- | -------- |
| Name | Upload Document |
|HTTP Method|POST|
|Output Format|JSON|
|Prod Server URL|https://loantap.in/affiliate/api-v3/<channel_code>/upload-doc|
Request:
| Parameters | Field Type | Constraints | Mandatory | Comments/Example |
|------------|------------|-------------------------------------------------------------------|-----------|-----------------------|
| lapp_id | string | Valid lapp_id | Yes | APP123456899XX |
| file_name | string | yes file name check(you can get file name from document list api) | Yes | pan_card |
| ext | string | check ext. | yes. | "pdf ,jpg, jpeg ,png" |
| password | string | | no | abcxxx |
| file | string | | yes | base64 encoded |
Response:
| Parameters | Field Type | Description | Mandatory | Comments/Example |
|---------------------|------------|-------------|-----------|--------------------------------|
| status | String | | | success |
| message | String | | | Process completed successfully |
| status_code | Num | | | 200 |
Request body:
```json=
{
"file_name":"bank_statement-combined",
"lapp_id": "APP1667929791967744",
"ext":"jpg",
"password":"password",
"file":"base 64 encoded file"
}
```
Response body:
```json=
{
"status": "success",
"status_code": "200",
"message": "file uploaded successfully!"
}
```
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