# Product Overview ### Public The main product offered by Unison includes risk-adjusted vaults available on the all the chains supported by LayerZero. It allows users cross-chain deposits to a central vault on Arbitrum, which then deploys the assets to strategies with the most efficient allocations. For each asset there are two vaults - Junior and Senior Vaults. Users can choose the vault for there asset according to their risk appetite. To know more about vaults check <u>Vaults and Strategies</u> ### DAOs Unison is building a solution for treasury management utilising its core architecture. On our platform DAOs and fund managers can create self-custodial vaults and integrate strategies already available on Unison or write their own. Capital efficiency for DAOs is a major problem because there aren't many tailor made solution currently in the market. With the ability to create their own vault and choose strategies, Unison provides much more finer control over treasury holdings and how they are deployed. ### Lending / Borrowing Unison is working on a money market protocol built on top of our existing vaults. It will allow users to take 0% interest loans on their collateral and pay lenders by deploying that collateral in our vaults to earn yield. > Note : It's currently in ideation phase and would be released end of Q1-23. # Vaults & Strategies **Unison Vaults** use ERC-4626 standard. Vaults are the most important piece in Unison's architecture, they take deposit and mint vault tokens (uTokens) and provide withdrawals. They issue debt to strategies and strategies report to vaults on metrics such as performance, liquidity and APR. **Strategies** interact with protocols to earn yield while compounding those returns every week. With Unison, strategies can be deployed on any chain to generate yield, making yield more efficient and without impacting the APRs when scaled. --- ### Fee Strcture **Management Fee :** Dedcuted on withdrawls. **Performance Fee :** Deducted from yield earned every time a vault harvests a strategy. <table> <tr> <th>Management Fee</th> <td>0.2%</td> </tr> <tr> <th>Performance Fee</th> <td>20%</td> </tr> </table> # Implementation ### Architecture ### Risks & Measures **Smart Contract Risk** : Even though Unison plans to undergo an audit before going public, it is important to be aware that audits do not provide a complete guarantee of security. Smart contract exploits can still occur, which could lead to financial losses for users **Third Party Protocol Risk** : Unison generates yield by deploying assets on third-party protocols. While these protocols are thoroughly vetted before being integrated into Unison, it is important to note that they may still be vulnerable to exploitation, which could result in potential losses for users. **Bridge Risk** : While Unison's strategies do not rely on bridge pools for capital deployment, they do use bridges for the transfer of assets. Although Unison's exposure to these bridges is limited to the duration of the transaction, it is worth noting that there is a small risk of financial loss due to potential exploits during the transfer process. ### Risk Framework To ensure that risks are properly evaluated and managed, Unison uses [Exponential Risk Rating](https://exponential.fi/learn/risk-rating) on top of its own vetting process to determine which protocols to integrate and which strategies are suitable for different vaults. # Token Coming Soon # Developers Coming Soon # Partnerships Unison have been working with some of the best teams in the ecosystem : **Infrastructure** - [Arbitrum](https://arbitrum.io/) - [Avalanche](https://www.avax.network/) - [Berachain](https://berachain.com/) - [LayerZero](https://layerzero.network/) - [Polygon](https://polygon.technology/) **Protocols** - [Morpho Labs](https://morpho.xyz) - [Perp](https://perp.com/) - [Sense](https://sense.finance/) - [y2k](https://www.y2k.finance/)