# **How to Reconcile in QuickBooks Desktop & Online**

Learning **how to reconcile a bank statement in QuickBooks** is essential for keeping your financial records accurate and reliable. Whether you are using **QuickBooks Online (QBO)** or **QuickBooks Desktop**, bank reconciliation helps ensure that your books match your actual bank and credit card statements.

This guide explains **how to do bank reconciliation in QuickBooks Online**, how to fix **QuickBooks bank reconciliation problems**, and what to do if balances don’t match.

## **What Is Bank Reconciliation in QuickBooks?**

**Bank reconciliation on QuickBooks Online** or Desktop is the process of matching transactions recorded in QuickBooks with those listed on your bank statement. The goal is to ensure:

* No missing or duplicate transactions
* Accurate cash and credit card balances
* Clean financial reports
* Easy tax preparation

Users often refer to this process as **QBO reconcile**.

## **How to Reconcile a Bank Statement in QuickBooks Online**

If you’re asking **how do I reconcile in QuickBooks Online**, follow these steps:

### **Steps to Reconcile Bank in QuickBooks Online**

1. Go to **Settings ⚙️ > Reconcile**
2. Select the **bank account** you want to reconcile
3. Enter the **ending balance** and **ending date** from your bank statement
4. Click **Start Reconciliation**
5. Match deposits and payments one by one
6. Ensure the difference shows **$0.00**
7. Click **Finish Now**

This process covers searches like **how to reconcile on QuickBooks Online** and **how to reconcile bank account in QuickBooks Online**.

## **How to Reconcile Credit Cards in QuickBooks**

To **reconcile credit card in QuickBooks**, the process is similar:

* Select the credit card account
* Enter the statement balance and date
* Match charges and payments
* Complete reconciliation when the difference is zero

This applies to users searching **how to reconcile credit cards in QuickBooks Online**.

## **How to Reconcile in QuickBooks Desktop**

If you’re using Desktop and wondering **how to reconcile in QuickBooks Desktop**, follow these steps:

1. Go to **Banking > Reconcile**
2. Select the bank or credit card account
3. Enter the statement ending balance and date
4. Match transactions
5. Fix differences if needed
6. Complete the reconciliation

A **QuickBooks Desktop reconciling error** may occur if balances or data are incorrect.

## **QuickBooks Not Showing All Transactions**

If **QuickBooks is not showing all transactions**, reconciliation cannot be completed correctly. Common reasons include:

* Date range filters
* Excluded bank feed transactions
* Deleted or edited entries
* Multiple similar accounts

Fix missing transactions before proceeding.

## **QuickBooks Reconciliation Discrepancy Explained**

A **QuickBooks reconciliation discrepancy** occurs when the difference doesn’t reach zero. Common causes:

* Incorrect beginning balance
* Duplicate or missing transactions
* Changed reconciled transactions
* Bank fees or interest not recorded

These lead to common **QuickBooks bank reconciliation problems**.

## **How to Undo Bank Reconciliation in QuickBooks Online**

Many users search **how to undo bank reconciliation in QuickBooks Online**. Important points:

* QuickBooks Online does not allow one-click undo
* Transactions must be manually unreconciled
* Accountant access may be required

This also applies to **How To Undo a Reconciliation in QuickBooks**.

## **Undo a Bank Reconciliation in QuickBooks Desktop**

QuickBooks Desktop allows undoing reconciliations:

* Open the reconciliation report
* Locate the affected transactions
* Remove the reconciliation status carefully

Always back up data before making changes.

## **Best Practices for Accurate Reconciliation**

* Reconcile monthly
* Never delete reconciled transactions
* Record bank fees and interest
* Review bank feeds regularly
* Back up company files

These steps help prevent future reconciliation issues.

## **Conclusion**

Understanding **how to reconcile a bank statement in QuickBooks** ensures accurate records and smoother financial management. Whether you’re using **QuickBooks Online** or **Desktop**, following proper steps and resolving discrepancies early keeps your books clean and compliant.