# IELTS Advanced - Assignment 23


## Part 3

### Writing

:::info
***Some people get into debt by buying things they do not need and are unable to afford.***

***What are the reasons for this behaviour?***
***What action can be taken to prevent people from having this problem?***
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**PLANNING STEP:**

- **SIMPLIFY**: debt by buying, not need, unaffordable -> reason?, actions? to prevent
- **REASONS**:
- Show off with their acquaintances
- Create an image -> show their prosperity
- Attract and to makes impressives
- Psychological effects caused by stimulus campaigns
- Caused people to buy more
- Using fake sale-offs, vouchers to trick customers
- **Examples:** supersale campaign throughout the years with highly percentage slashed
- **ACTIONS**:
- Limit their expenses per month and distribute suitable shopping budgets
- Helps people being mindful about theirselves -> eliminates the need of showing off
- **Examples**: Money management -> prevent getting into debts (online courses and books)

<hr>

**WRITING:**

There are some people who get into debt by purchasing unnecessary or unafforable stuffs. The major reasons come from their need of showing off and external psychological effects caused by stimulus campaigns. And I do believe that comprehensing money management is the key actions to prevent.

People have their need of showing off to their acquaintances. They want to make a properous image of theirselves in order to attract and make impressive on other peoples. Another reason that caused somebody to buy things they don't need is psychological effects come from stimulus and demand boosting campaigns. These campaigns use vouchers and high percentages slashing to attract people to buy selling-off stuffs without a clear reason. For instance, many e-commerce platform in Vietnam like Lazada or Shopee always have at least 1 or 2 sale-off campaign per month to boost their revenue.

To prevent the state of being in debt, everybody should have a fundamental comprehension of personal financial management. It helps them to appropriately distribute their monthly budgets, such as shopping, eating, paying rentals, etc. For example, there are many books and online courses which teach you about personal financial managements. One of the key factor of not being in debt that these courses indicate is percentage-based distribution of your monthly income. This method can help you to visually manage your expense limits.

Conclusively, being aware and understanding money management is a crucial action that helps you eliminating redundant showing-off and averting negative effects from demand boosting campaigns from e-commerce platforms.

### Planning

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***The internet has transformed the way information is shared and consumed, but it has also created problems that did not exist before.***

***What are the most serious problems associated with the internet and what are the possible solutions?***
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**SIMPLIFY:** Internet, serious problems, not exist before, possible solutions

**PROBLEMS:**
- Information Over-censoring
- To censor and misleading the citizens
- Fake news from many sources (even from the Authorized ones)
- Which make people don't know where they can believe in, or make people accept the misleading truths

***Example***: *China has an "internet firewall" to control all the information. Citizens are only allowed to read the information that is accepted and published by the government. (indicate something neg)*

**SOLUTIONS**:
- We need a information freedom legalities, freedom environment
- No control on press, on publisher and allow people to have their free-speech
- Critical thinking and double-checking when you have done reading something
- By the way, you have to know what is the true fact, and what is misleading

***Example***:
- Wikipedia is a freedom and open environment for everybody to develop any notions
- cross-checked by other people to validate the accuracy of information