# Notes Mutual Credit
## 1. Round of introductions
- Dil about collective meaning
"this seems to augment what everyone is already doing"
- Dil about talking versus working
"I am the person who has to do a lot of the talking"
- Go to market : quality/time/cost?
"shared scopes will be brought like: tech, municipal outreach, social entreprise angle, business-to-business open credit network"
- Habib : thinking af a simple exercice to share: abt personal interests gtated out loud to the collective, based on a simple questionary, that can pretty easily result in some kind of drawing or a series of graphs of all the answers
- Dil we need a small amount of actual cash
## 2. Decisions and collective choice
- how about the naming "Capacity Club"?
- what's the issue with the "open credit network" brand name? (answer by Dil: none!)
- Dil: who blocks? (ano one)
- idea about the bonding curve of the value of tokens aver time :
- Oliver: "I see a risk here." "Here I suggest: to make it smoother, less gap over time in the decrease of value to avoid dominant positions of the first participants"
- Dil : proposal 1 token = 1 pound = 1 mutual credit (50 pounds/ hour)
- discussion abt usual economics / the usual crypto way/ and what we would like to achieve here
- ...
- Dil : "objective is to build a non bank money alternative sphere" "I would like the multiplier for people who put money : that way not too much power given to shareholders who don't contribute with work"
- ...
- Dil: "for the moment tokens are tokens. At the moment finance comes in, we will figure out what the multiplier number should be, not now as we don't have any"
- Oliver: "a bit worried not to do it now, but I don't want to block "
- Martin : "market will tell us at the time of asking it"
- Dil: "let's decide 2pm UK time (multiplier issue"
- Sophie: introduction