# How to Find Wells Fargo Routing Number? Easy Guide

When it comes to banking transactions, one detail that often confuses people is the routing number. If you’re a Wells Fargo customer, you may need your routing number for setting up direct deposits, transferring funds, paying bills, or sending wire transfers. Since Wells Fargo has different routing numbers depending on the state and type of transaction, knowing how to find the correct one is essential.

**What is a Routing Number?**

A routing number, also called an ABA routing transit number, is a nine-digit code used by banks in the United States to identify financial institutions. Think of it as an address that ensures money sent through checks, direct deposits, and transfers goes to the right place. While your account number is unique to you, the routing number identifies your bank and location.

For Wells Fargo customers, routing numbers vary based on the state in which you opened your account. Additionally, Wells Fargo uses separate routing numbers for domestic wire transfers and international wire transfers.

## Why is a Wells Fargo Routing Number Important?

You’ll need your Wells Fargo routing number for several key banking activities, including:

Setting up direct deposit with your employer or government benefits.

Paying bills automatically from your account.

Making electronic transfers like ACH payments.

Sending and receiving wire transfers, both domestic and international.

Writing checks, since the routing number is printed directly on them.

Without the correct routing number, transactions could be delayed or even fail. That’s why it’s important to confirm the number before using it.

## Ways to Find Your Wells Fargo Routing Number

There are several reliable ways to locate your Wells Fargo routing number:

**1. On a Paper Check**

The simplest way is to look at the bottom of one of your Wells Fargo checks. You’ll see three sets of numbers:

The first nine digits on the bottom left are your routing number.

The next set in the middle is your account number.

The last set is your check number.

This method works only if you have paper checks linked to your account.

**2. Through Online Banking**

If you use Wells Fargo Online Banking, log in with your username and password. Once logged in, select the account for which you need the routing number. Under account details, you’ll see your routing number displayed along with your account number.

**3. Using the Wells Fargo Mobile App**

The Wells Fargo Mobile app provides quick access to your account details. After logging in, tap on your account, and then select “Details.” Your routing number and account number will be shown here.

**4. Wells Fargo’s Website**

Wells Fargo maintains a list of routing numbers by state on its official website. You can visit the routing number page, select your state, and find the correct number for your account.

**5. Contacting Customer Service**

If you’re unsure which routing number to use, you can always call Wells Fargo customer service. Their representatives can confirm the correct number based on your account type and location.

**6. Wire Transfers**

For wire transfers, Wells Fargo uses unique routing numbers. For example:

Domestic wires: Wells Fargo typically uses a special routing number for all states, not the same as your checking account routing number.

International wires: Instead of a routing number, you’ll need Wells Fargo’s SWIFT code (WFBIUS6S).

Always double-check these numbers with Wells Fargo before sending wires to avoid errors.

**Wells Fargo Routing Numbers by State**

Since Wells Fargo’s routing numbers vary, here’s a simplified overview of how they are assigned. If you opened your account in California, your routing number will differ from someone who opened theirs in Texas or New York. For instance:

California: 121000248

Texas: 111900659

Florida: 063107513

New York: 026012881

These are just examples—always verify your state’s routing number before using it.

## Frequently Asked Questions

1. Do all Wells Fargo accounts in the same state have the same routing number?

Yes. If you opened your account in the same state, the routing number is the same across that state for standard checking and savings accounts.

2. Can I use the same routing number for wire transfers and direct deposits?

No. Wire transfers usually require a separate routing number or SWIFT code. Always confirm before initiating a transfer.

## 3. Does my routing number ever change?

Generally, your routing number remains the same as long as your account stays in the state where it was opened. If Wells Fargo merges or reorganizes services, they will notify you of any changes.

## 4. What if I move to another state?

Your routing number doesn’t change if you move. It stays linked to the state where your account was first opened.

# **Conclusion**

Finding your Wells Fargo routing number is straightforward once you know where to look. Whether it’s printed on your checks, listed in online banking, available on the mobile app, or confirmed by customer service, you have several reliable options. Always make sure you use the correct routing number for your specific transaction—especially when dealing with wire transfers or payments that must process quickly. By taking a few moments to verify your routing number, you’ll avoid mistakes and ensure your financial transactions go smoothly.