- Add `divorced` and `domestic partnership` to marital status options. If `domestic partnership`, add 1 risk point to the life score and remove 1 risk point from disability.

*Input*

    {
      "age": 35,
      "dependents": 2,
      "house": {"ownership_status": "owned"},
      "income": 0,
      "marital_status": "domestic partnership",
      "risk_questions": [0, 1, 0],
      "vehicle": {"year": 2018}
    }

*Output*

    {
        "auto": "regular",
        "disability": "ineligible",
        "home": "economic",
        "life": "regular"
    }

- Houses have a status ( `owned` and `rented`). If `owned` she is eligible for `Home` insurance. If `rented` she is eligible for `Renters` insurance.

*Input*

    {
      "age": 35,
      "dependents": 2,
      "house": {"ownership_status": "rented"},
    // "house": {"ownership_status": "owned"},
      "income": 0,
      "marital_status": "married",
      "risk_questions": [0, 1, 0],
      "vehicle": {"year": 2018}
    }

*Output*

    {
        "auto": "regular",
        "disability": "ineligible",
        "renters": "economic",
    //  "home": "economic, 
        "life": "regular"
    }

- If the second risk answer is true then add 2 points in the Disability Insurance.

*Input*

    {
      "age": 35,
      "dependents": 2,
      "house": {"ownership_status": "owned"},
      "income": 100000,
      "marital_status": "single",
      "risk_questions": [0, 1, 0],
      "vehicle": {"year": 2018}
    }

*Output*

    {
        "auto": "regular",
        "disability": "responsible",
        "home": "economic",
        "life": "regular"
    }

- If all the risk answers are false and the user has an income lower than 25k, then he is ineligible for all insurance lines.

*Input*

    {
      "age": 35,
      "dependents": 2,
      "house": {"ownership_status": "owned"},
      "income": 20000,
      "marital_status": "married",
      "risk_questions": [0, 0, 0],
      "vehicle": {"year": 2018}
    }

*Output*

    {
        "auto": "ineligible",
        "disability": "ineligible",
        "home": "ineligible",
        "life": "ineligible"
    }

- Add `Umbrella` insurance line. If the user got an economic score in any of the four main lines of insurance (life, disability, home & auto), he is eligible to get umbrella insurance. Base rules are applied to it.

*Input*

    {
      "age": 35,
      "dependents": 2,
      "house": {"ownership_status": "owned"},
      "income": 0,
      "marital_status": "married",
      "risk_questions": [0, 1, 0],
      "vehicle": {"year": 2018}
    }

    {
        "auto": "regular",
        "disability": "ineligible",
        "home": "economic",
        "life": "regular",
    		"umbrella": "economic"
    }

- The user can have from 0 to N `vehicles` and `houses`. The payload will change to a `list` of `objects`. If the user has only one vehicle, add 1 point to that vehicle’s score. This same rule applies to houses.

*Input*

    {
      "age": 35,
      "dependents": 2,
      "houses": [
        {"id": 1, "ownership_status": "owned"}
      ],
      "income": 0,
      "marital_status": "married",
      "risk_questions": [0, 1, 0],
      "vehicles": [
        {"id": 1, "year": 2019},
        {"id": 2, "year": 2010},
        {"id": 3, "year": 2012},
      ]
    }

*Output*

    {
        "auto": [
            {"id": 1, "plan": "regular"},
            {"id": 2, "plan": "economic"},
            {"id": 3, "plan": "economic"},
        ],
        "disability": "ineligible",
        "home": [
            {"id": 1, "plan": "regular"}
        ],
        "life": "regular",
    }