Abstract
Fathom is a borrow & earn platform where users can stake XDC and tokenized real-world assets (RWA) as collateral to borrow the over-collateralized price stable currency FXD. Fathom is the largest lending/borrowing platform built on XDC Chain. Fathom uses liquid staking and a borrowed interest APR as the foundation to provide users with a variable yet sustainable, high yield for contributing to liquidity pools.
The protocol is a fork of MakerDAO and was built by experienced DeFi experts and smart contract developers. Fathom’s goal is to position the revolutionary price stable currency, FXD, as a unique decentralized protocol currency through leveraging Proof-of-Stake (PoS) rewards, liquid staking, and yield-bearing RWA.
The Fathom team aims to bring blockchain technologies into mainstream adoption by incentivizing borrowers and those staking collateral to become a part of the new decentralized economy of scale.
Fathom allows users to:
Collateralize XDC and institutional digital assets (real-world assets)