Money comes and money goes,
It's something that everyone knows.
But if you want to keep it close,
You need to learn about [personal finance](https://fangwallet.com/).

Budgeting is the first step,
To making your money work, don't fret.
Track your expenses, cut the excess,
And save for a rainy day, no less.

Investing is another key,
To grow your wealth and set it free.
Stocks, bonds, and mutual funds,
Diversify your portfolio, and earn some sums.

Don't forget about debt,
It's a weight that can make you fret.
Pay it off as soon as you can,
And avoid high-interest rates, man.

Retirement is a distant thought,
But you'll be grateful for what you've wrought.
Start saving early and often,
And you'll be able to live without coffin.

Personal finance is a lifelong skill,
It takes effort, but it's no uphill.
Master it and you'll be in control,
Of your financial destiny, that's the goal.