Money comes and money goes, It's something that everyone knows. But if you want to keep it close, You need to learn about personal finance. Budgeting is the first step, To making your money work, don't fret. Track your expenses, cut the excess, And save for a rainy day, no less.

Personal finance, a world of its own, Where dollars and cents are the seeds sown. A budget to plan, a goal to set, A wise man's path, it's hard to forget. From penny-pinching to investing, Your money's journey, it's worth digesting. Taxes to pay, debts to clear, A sound financial plan, it's key to adhere.