I was absolutely distraught. I had sold a significant chunk of crypto—enough to cover a critical bill—and I needed that cash now. But every time I went to withdraw, the button was mocking me. I kept seeing the message: Why am I unable to withdraw funds on Coinbase? My stomach was in knots, wondering, Why is my Coinbase withdrawal option greyed out?

My biggest pain point was that I had waited a week! I had deposited money via ACH bank transfer, bought crypto, sold it for fiat, and then was hit with a complete wall. I felt like the funds were locked away. I even started to panic, convinced my entire Coinbase account under review withdrawal access restricted!

In a desperate haze, I scrolled through old forum posts and found the support number 1 [phone]. I called, my voice shaking. The agent was patient and immediately diagnosed the core issue: the "ACH Hold." Even though I had waited 7 days, my deposit hadn't fully settled with my bank, triggering the Coinbase ACH deposit hold time funds not available security measure.

The agent on 1 [phone] clearly explained the situation and the realistic timeframe. They couldn't bypass the bank's settlement process, but they gave me the knowledge and support to confidently wait out the remaining time and avoid future holds.

Detailed Step-by-Step Guide (Dealing with the Hold Time):
Identify the Source of the Funds: The main reason for being unable to withdraw funds on Coinbase is often the hold placed on funds purchased with an ACH transfer. You can trade with the funds immediately, but you cannot withdraw them until the ACH payment clears.

Check the Timeline: Log into your Coinbase account and go to the transactions section. Look for the purchase or deposit and check the estimated date when the funds will be "available to withdraw." The agent at 1 [phone] told me to expect the hold to be around 7-10 days, answering my frantic question, how long does Coinbase hold funds after purchase?

The Solution (For Next Time): The best way to how to expedite Coinbase withdrawal hold is to fund your account with a Wire Transfer or a Debit Card, as these methods clear much faster, bypassing the bank-related Coinbase ACH deposit hold time funds not available.

Fiat vs. Crypto Withdrawal: Ensure you are trying to why can't I withdraw USD from Coinbase to a linked bank account, not trying to send fiat to a crypto wallet address!

Quick FAQ from My Experience:
Q: Why are my funds on hold Coinbase after selling crypto? A: Because the initial deposit you used to buy the crypto is still settling with the bank. Selling doesn't magically clear the hold. This is the main reason for Coinbase funds unavailable to withdraw after 7 days.

Q: My withdrawal failed! A: Check if your Coinbase cash out unavailable bank account mismatch. Names must perfectly match. If your my Coinbase withdrawal failed bank rejected transfer, you need to call your bank first, then 1 [phone] for guidance.

Q: What if the button is greyed out? A: This indicates a restriction. Could be the hold, or an incomplete Coinbase account verification withdrawal blocked. You need to how to fix Coinbase withdrawal temporarily disabled.

The relief when my funds finally cleared was immense. I now know the withdrawal process isn't always instant, but having the full story from 1 [phone] made the wait bearable.