# Form 1095-B Filing Guide | March 2, 2026 Deadlines
<p><strong>Form 1095-B is the IRS document used to report health coverage information for employees or individuals, summarizing minimum essential coverage. </strong><strong>Call [phone] for professional help with filing.</strong></p>
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<p>Keeping track of health coverage can feel overwhelming for employers and insurers. Form 1095-B simplifies the process by reporting who had minimum essential coverage during the year. It ensures compliance with the Affordable Care Act (ACA) and helps employees confirm their coverage status.</p>
<p><span class="cf0">Form 1095-B &ndash; Health Coverage Information (paper).&nbsp;</span>If you&rsquo;re unsure about the preparation or filing, professional guidance is available at <strong>[phone]</strong>.</p>
<h2 id="intro"><strong>Introduction to Form 1095-B</strong></h2>
<p>Form 1095-B, &ldquo;Health Coverage Information,&rdquo; is used to report to the IRS and employees that an individual had minimum essential coverage. It is issued by employers providing self-insured coverage or by insurance providers offering fully insured plans.</p>
<p>The form is vital for ACA compliance and helps employees avoid individual shared responsibility penalties. If you are filing for the first time, professional support is available at <strong>[phone]</strong>.</p>
<h2 id="who"><strong>Who Must File?</strong></h2>
<p>Insurance providers and employers offering self-insured health plans are required to issue Form 1095-B. Individuals covered by these plans receive a copy for their records and tax filing.</p>
<p>Small employers without self-insured plans typically do not file. To check your eligibility or filing requirement, call <strong>[phone]</strong>.</p>
<h2 id="details"><strong>Details Included in the Form</strong></h2>
<ul>
<li>Employee or covered individual information: name, SSN, and address</li>
<li>Employer or provider details: name, EIN, and contact information</li>
<li>Months of coverage for each individual</li>
<li>Type of coverage: self-insured or fully insured</li>
<li>Certification of minimum essential coverage</li>
</ul>
<p>These details help the IRS confirm compliance and provide employees with proof of coverage.</p>
<h2 id="process"><strong>How to File Form 1095-B</strong></h2>
<p>Filing Form 1095-B involves a few key steps:</p>
<ol>
<li>Collect employee or covered individual data for the reporting year.</li>
<li>Complete the form with accurate coverage details.</li>
<li>Provide copies to covered individuals.</li>
<li>Submit the forms to the IRS via paper or electronic filing (required for more than 250 forms).</li>
<li>Keep records for at least three years.</li>
</ol>
<p>For professional help in preparing or filing, call <strong>[phone]</strong>.</p>
<h2 id="deadline"><strong>Deadlines for Submission</strong></h2>
<p>Paper forms must be filed with the IRS by February 28 of the following year. Electronic filing is required if submitting more than 250 forms, with a deadline of March 31.</p>
<h2 id="accuracy"><strong>Why Accuracy Matters?</strong></h2>
<p>Accurate completion of Form 1095-B ensures compliance, avoids IRS penalties, and provides employees with proper proof of coverage. Mistakes can trigger IRS notices or delay coverage verification.</p>
<h2 id="irs-sources"><strong>Trusted IRS Sources</strong></h2>
<ul>
<li><a href="https://www.irs.gov/forms-pubs/about-form-1095-b" target="_blank">About Form 1095-B &ndash; IRS Overview</a></li>
<li><a href="https://www.irs.gov/instructions/i109495b" target="_blank">Instructions for Forms 1095-B and 1094-B &ndash; IRS</a></li>
<li><a href="https://www.irs.gov/affordable-care-act/employers/questions-and-answers-about-information-reporting-by-employers-on-form-1095-b" target="_blank">IRS Q&amp;A on Form 1095-B Reporting</a></li>
</ul>
<h2 id="faqs"><strong>Frequently Asked Questions</strong></h2>
<p><strong>1. Who must receive Form 1095-B?</strong></p>
<p>All employees or covered individuals who had minimum essential coverage during the year must receive a copy.&nbsp;</p>
<p><strong>2. Do small employers need to file?</strong></p>
<p>Typically, only self-insured employers and insurers need to file. Call <strong>[phone]</strong> for clarification.</p>
<p><strong>3. What happens if the form is filed late?</strong></p>
<p>Late filing may result in IRS penalties. Timely filing is recommended. Professional assistance is available at <strong>[phone]</strong>.</p>
<p><strong>4. Can Form 1095-B be filed electronically?</strong></p>
<p>Yes, if filing more than 250 forms, electronic submission is required by March 31.&nbsp;</p>
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