# Form 1094-B Filing Guide | March 2, 2026 Deadlines
<p><strong>Form 1094-B is the IRS transmittal form that employers and insurers use to submit health coverage information returns, ensuring ACA compliance and proper employee coverage reporting.</strong></p>
<p><span class="cf0">Form 1094-B &ndash; Transmittal of Health Coverage Information Returns (paper).</span><strong>Call [phone] for expert help.</strong></p>
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<p>For any employer or insurer, accurate reporting on Form 1094-B is critical to avoid IRS penalties. It transmits all employee health coverage data reported on Forms 1095-B to the IRS, making compliance simple and systematic.</p>
<p>Even though it might feel like paperwork overload, this form is straightforward once you understand its sections. Proper filing saves time, avoids mistakes, and ensures employees&rsquo; coverage records are accurate.</p>
<h2 id="intro"><strong>Introduction to Form 1094-B</strong></h2>
<p>Form 1094-B, officially called &ldquo;Transmittal of Health Coverage Information Returns,&rdquo; is used to submit data from individual Forms 1095-B to the IRS. It acts as a cover sheet, summarizing the number of forms and the total covered individuals.</p>
<p>This form is critical for ACA reporting, allowing the IRS to track employer and insurer compliance. If you&rsquo;re unsure about filing, Booksmerge professionals can assist you. Call <strong>[phone]</strong> for guidance.</p>
<h2 id="who"><strong>Who Must File?</strong></h2>
<p>Form 1094-B is required for employers and insurers who issue Form 1095-B for reporting minimum essential coverage. Smaller employers without self-insured plans may not need to file.</p>
<p>Health insurance providers and employers sponsoring self-insured coverage must ensure Form 1094-B is accurate and submitted along with 1095-B forms. Questions about eligibility? Call <strong>[phone]</strong>.</p>
<h2 id="how"><strong>How Form 1094-B Works?</strong></h2>
<p>Form 1094-B collects summary data from individual Forms 1095-B. It includes the total number of covered individuals, filer information, and contact details for the IRS.</p>
<p>When submitted, the IRS uses the form to verify coverage data and ensure compliance with ACA mandates. Proper preparation helps avoid audits or fines. For professional help, call <strong>[phone]</strong>.</p>
<h2 id="details"><strong>Key Sections of the Form</strong></h2>
<ul>
<li>Filer information: name, address, EIN, and contact number</li>
<li>Number of Forms 1095-B attached</li>
<li>Total covered individuals reported</li>
<li>Type of coverage provided (self-insured or fully insured)</li>
<li>Certification of accurate reporting</li>
</ul>
<p>Each section must be accurate. Errors can trigger IRS inquiries or penalties. To verify your forms before submission, call <strong>[phone]</strong>.</p>
<h2 id="deadline"><strong>Filing Deadlines</strong></h2>
<p>Paper filing of Form 1094-B is typically due by February 28 of the year following the reporting year. Electronic submission, if filing more than 250 forms, must be done by March 31.</p>
<p>Timely submission ensures compliance and prevents fines. Planning ahead reduces the risk of last-minute errors.</p>
<h2 id="importance"><strong>Why Accurate Filing Matters?</strong></h2>
<p>Accurate Form 1094-B submissions protect employers and insurers from IRS penalties and ensure that employees&rsquo; health coverage is correctly documented. Proper reporting strengthens administrative reliability and compliance records.</p>
<h2 id="irs-sources"><strong>Trusted IRS Sources</strong></h2>
<p>Refer to these official IRS resources for accurate guidance:</p>
<ul>
<li><a href="https://www.irs.gov/forms-pubs/about-form-1094-b" target="_blank">About Form 1094-B &ndash; IRS Overview</a></li>
<li><a href="https://www.irs.gov/instructions/i109495b" target="_blank">Instructions for Forms 1094-B and 1095-B &ndash; IRS</a></li>
<li><a href="https://www.irs.gov/affordable-care-act/employers/questions-and-answers-about-information-reporting-by-employers-on-form-1094-b-and-form-1095-b" target="_blank">IRS Q&amp;A on Employer Reporting</a></li>
</ul>
<h2 id="faqs"><strong>Frequently Asked Questions</strong></h2>
<h4>1. Who needs to file Form 1094-B?</h4>
<p>Employers and insurers who issue Form 1095-B for minimum essential coverage must file Form 1094-B.</p>
<h4>2. Do all employers need to submit this form?</h4>
<p>No. Smaller employers without self-insured coverage typically do not file Form 1094-B.&nbsp;-</p>
<h4>3. What happens if the form is late?</h4>
<p>Late filing can result in penalties from the IRS. Early submission is recommended. Professional help is available at <strong>[phone]</strong>.</p>
<h4>4. Can Form 1094-B be submitted electronically?</h4>
<p>Yes. Electronic submission is required if filing more than 250 forms, with a deadline of March 31.&nbsp;</p>
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