---
# System prepended metadata

title: 'Why Your Next House Might Cost 0.01 ETH: The Tokenization Revolution'
tags: [fusaka, erc-3643, real-world-assets, rwa, tokenization, defi, erc-1400]

---

---
title: "Why Your Next House Might Cost 0.01 ETH: The Tokenization Revolution"
description: "Real estate, stocks, bonds, and art are moving on-chain through tokenization — here's how Ethereum is making it possible, which EIPs enable it, and why Fusaka makes it unstoppable"
tags: [tokenization, rwa, real-world-assets, erc-3643, erc-1400, fusaka, defi]
---

# Why Your Next House Might Cost 0.01 ETH: The Tokenization Revolution

## Abstract

Asset tokenization representing real-world assets like real estate, bonds, stocks, and commodities as blockchain tokens, is transforming how we invest, trade, and own property. This article explores what tokenization actually means, why it matters, which Ethereum Improvement Proposals (EIPs) make it possible, how the recent Fusaka upgrade enables mass adoption, and which real projects are already tokenizing billions of dollars in assets. Through simple analogies and real examples from Ondo Finance, RealT, Centrifuge, and others, you'll understand why BlackRock, Franklin Templeton, and traditional finance are rushing to tokenize assets on Ethereum and why this might be the most important blockchain use case that actually works.

:::info
**What you'll learn:**
- What asset tokenization actually is (no jargon!)
- Why tokenizing real assets matters
- Key EIPs enabling tokenization (ERC-3643, ERC-1400, etc.)
- How Fusaka's cheaper L2s make tokenization viable
- Real projects tokenizing billions in assets
- Why this might change how you invest forever
:::

---

## Introduction: The $250,000 Problem

Let me tell you about my friend Sarah.

Sarah wanted to invest in real estate. Everyone says "real estate is the best investment!" Right?

She looked at properties in her city:

A decent apartment costs around $250,000. A standard 20% down payment alone comes out to $50,000, with a monthly mortgage of roughly $1,800 on top of that, before even factoring in property tax, maintenance, and insurance. With just $5,000 in savings, Sarah quickly realizes that traditional real estate investing simply isn’t accessible to her. “Well,” she thinks, “I guess I’m not investing in real estate.”

This is the problem with **real-world assets**.

They're:
- Expensive (can't buy 1/50th of an apartment)
- Illiquid (can't sell half your house tomorrow)
- Paperwork nightmare (lawyers, banks, months of waiting)
- Geographically limited (can only buy what's near you)
- High barriers (need credit, banks, intermediaries)

**But what if...**

What if Sarah could buy **0.02% of an apartment building** for $5,000?

What if she could **sell it tomorrow** on a DEX (Decentralized Exchanges)?

What if the **rent payments came automatically** to her wallet every month?

What if she could invest in **Tokyo real estate from Netherlands**?

What if there was **no bank, no lawyer, no paperwork**?

**That's asset tokenization.**

And it's happening right now.

BlackRock has $100M in tokenized treasuries on-chain. Franklin Templeton runs a $410M tokenized money market fund. RealT has tokenized $100M+ in real estate.

This isn't theory. It's **real money, real assets, on Ethereum**.

Let me show you how it works, why Ethereum is perfect for it, and why Fusaka just made it 10x more viable.

Let's dive in! 

---

## What Is Asset Tokenization?

**The Pizza Analogy:**

Imagine owning a pizza shop. In the traditional model, you’d need to buy the entire business for around $1,000,000 upfront. You couldn’t easily sell just half of it if you needed liquidity, all the risk would fall on you, and while you’d keep all the profits, the barrier to entry is enormous. 

With tokenized ownership, that same shop can be divided into 1,000,000 digital tokens, where each token represents 0.0001% ownership. Sarah can buy 5,000 of those tokens for just $5, instantly owning 0.5% of the business. She earns 0.5% of the daily profits, can sell her tokens at any time, and doesn’t need lawyers or piles of paperwork. For five dollars, she becomes a real business owner.

**The Lego Analogy:**

Before tokenization, real estate is like a single giant Lego set, you have to buy the entire thing at once. It costs about $250,000, it’s hard to resell, and you need to find one buyer willing to take the whole property off your hands. 

After tokenization, that same property becomes one million individual Lego bricks. You can buy just one brick for $0.25, collect as many as you want, and sell individual bricks easily to millions of potential buyers. Suddenly, with $5,000, you don’t just wish you could invest in real estate, you own 20,000 pieces of it.

**What Actually Happens:**
```javascript
// Traditional real estate investment:
You → Bank → Lawyer → Escrow → Months → House deed

// Tokenized real estate:
You → Connect wallet → Buy tokens → Done! (30 seconds)

Token = Proof of ownership on blockchain
No paperwork, no bank, no waiting
```

---

## Why Tokenization Matters (The Problems It Solves) 

### Problem 1: High Barriers to Entry

In traditional investing, almost every asset class is guarded by high barriers. Buying stocks often requires a minimum investment of $1,000 or more, access to a brokerage account, and days for transactions to settle, usually limited to your own country. 

Real estate is even harder: a $50,000 down payment, a solid credit score, bank approval, and months of paperwork, typically for properties in your own city. Art is no easier, with decent pieces starting above $10,000, requiring gallery connections, lengthy negotiations, and often international travel just to view them. The result? Most people are effectively locked out. 

**After tokenization:**

Tokenization completely flips the investment model. Tokenized stocks let you start with as little as one dollar, you can literally buy 0.001 of a share, and all you need is a wallet. Transactions settle instantly, and geography no longer matters. Tokenized real estate works the same way: with just $10 to $100, you can connect your wallet and, in about 30 seconds, own a piece of a New York property from Lagos. Even art becomes accessible, with five dollars buying you 0.0001% ownership, using nothing more than an internet connection and a wallet. The result is a world where anyone, anywhere, can invest. 

---

### Problem 2: Illiquidity

With traditional assets, selling is slow, expensive, and uncertain. Selling real estate alone can take anywhere from two to six months: weeks to list the property, weeks or months to find a buyer, more weeks negotiating, followed by paperwork and closing. Fees typically eat up 5–10% of the sale. Selling private company shares is often worse, stretching from three months to a full year, involving qualified buyers, company approvals, legal reviews, and extensive documentation, with fees of 5–15%. Art can be the slowest of all, finding a buyer can take months or even years, followed by authentication, negotiation, and transfer, with auction houses claiming 10–25% in fees. In the meantime, your money is effectively stuck.

**After tokenization:**

After tokenization, selling assets becomes almost effortless. Instead of months of paperwork and negotiations, you simply connect your wallet, create a listing on a decentralized exchange, and set your price, a process that takes about 30 seconds and costs roughly a 0.3% fee. A buyer anywhere in the world can see the listing, click “buy,” confirm the transaction, and settle instantly. There are no closing periods, no intermediaries, and no waiting. Tokenized assets trade 24/7, attract global buyers, settle immediately, and carry minimal fees. Your money isn’t stuck anymore, it’s liquid.

---

### Problem 3: Fractional Ownership Is Hard

In the traditional system, owning just 0.1% of a building is practically impossible. It quickly turns into a legal nightmare: How do you split rent? Who manages the property? How do you even sell your tiny piece later? Because of this, small investors are usually forced into indirect options like REITs with minimum investments in the thousands, investment funds that charge 1–2% annually, or complex partnerships that come with legal costs exceeding $10,000. The result is that everyday investors consistently get the worst end of the deal.

**After tokenization:**

After tokenization, **smart contracts** handle everything automatically. If a building is divided into one million tokens, owning 0.1% simply means holding 1,000 tokens. When the building earns $10,000 in rent, the payment flows directly into a smart contract, which instantly divides the funds based on ownership. Your 0.1% share becomes $10, sent straight to your wallet every month without any manual work. Management is handled through a DAO, where each token equals one vote and every decision is transparent and recorded on-chain. When you’re ready to exit, you list your 1,000 tokens, someone buys them, and ownership transfers instantly, no lawyers, no paperwork. Fractional ownership finally just works.

---

### Problem 4: Geographic Limitations

In traditional investing, your options are often limited by where you live. If you’re in Nigeria, you can invest in local stocks or real estate, but buying US property, Japanese bonds, or European art is nearly impossible due to capital controls, banking restrictions, and legal barriers. In Argentina, you can invest in local assets denominated in pesos—which may lose value quickly, but accessing more stable assets abroad is blocked by currency controls and banking rules. The result: most investors are effectively trapped in their local economy.

**After tokenization:**

With tokenized assets, all you need is a wallet and an internet connection to invest globally. You can buy US Treasury bonds through Ondo Finance, Tokyo apartments, German solar farms, Swiss art collections, or Brazilian agricultural land. There are no banks, no permission, and no geographic limits, everyone has the same access that billionaires enjoy. The result: truly global investment opportunities for anyone.

---

## The EIPs That Make It Possible

Several Ethereum standards enable asset tokenization:

### ERC-20: The Foundation

**What it is:**
The basic fungible token standard.

**How it helps tokenization:**
```solidity
// Represent shares of a building:

contract BuildingToken is ERC20 {
    constructor() ERC20("NYC Apartment Building", "NYC-APT") {
        _mint(msg.sender, 1000000); // 1 million shares
    }
}

// Now the building is 1 million divisible tokens!
// Each token = 0.0001% ownership
```

**Real example: [Ondo Finance](https://ondo.finance/)**

Ondo’s OUSG (Ondo Short-Term US Government Treasuries) lets you invest in US Treasury bonds on-chain. Ondo buys the treasuries and issues OUSG tokens, where 1 OUSG is roughly equal to $1 of US Treasuries. 

You earn yield (currently around 5% APY), and each token is fully backed 1:1. With just $100, you can buy US Treasuries, earn yield directly on-chain, trade OUSG on Uniswap, or even use it as collateral in DeFi. The product already has a market cap of over $200M.

---

### ERC-721: Unique Assets

**What it is:**
NFT standard for unique items.

**How it helps tokenization:**
```solidity
// Represent individual properties:

contract RealEstateNFT is ERC721 {
    struct Property {
        string location;
        uint256 sqft;
        uint256 monthlyRent;
    }
    
    mapping(uint256 => Property) public properties;
    
    function mintProperty(
        string memory location,
        uint256 sqft,
        uint256 rent
    ) public {
        uint256 tokenId = totalSupply();
        properties[tokenId] = Property(location, sqft, rent);
        _mint(msg.sender, tokenId);
    }
}

// Each property = unique NFT
// Full ownership of that specific property
```
**Real example: [RealT](https://realt.co/)**

Tokenized rental properties from RealT let you invest in physical real estate on-chain. RealT buys properties, like a house at 9943 Marlowe St, Detroit, and creates an ERC-721 NFT representing each property. 

Fractional ownership is sold as ERC-20 tokens, with rent distributed weekly to token holders. The property is fully managed by RealT, and investors can earn annual returns of 8–12% with a minimum investment of just $50. Across the platform, there is over $100M in tokenized real estate available.

---

### ERC-1400: Security Token Standard

**What it is:**
Standard for securities (stocks, bonds) with compliance built-in.

**Why it's needed:**

Basic ERC-20 tokens lack compliance features, meaning anyone can transfer them without KYC/AML checks, which makes them illegal for regulated securities. 

Real-world securities require features like transfer restrictions to verified investors, forced transfers for court orders or compliance, partitions for different share classes, and integrated document management for prospectuses and reports. Compliance modules are essential to ensure that tokenized securities operate within legal frameworks.


**ERC-1400 features:**
```solidity
interface IERC1400 {
    // Check if transfer is allowed
    function canTransfer(
        address to,
        uint256 value,
        bytes calldata data
    ) external view returns (bool, bytes32);
    
    // Different share classes
    function transferByPartition(
        bytes32 partition,
        address to,
        uint256 value
    ) external returns (bytes32);
    
    // Forced transfer (compliance)
    function controllerTransfer(
        address from,
        address to,
        uint256 value
    ) external;
}
```

**Real example: [Polymath](https://www.polymath.network/)**

The product is a security token issuance platform built on ERC-1400, designed for automated compliance. It integrates KYC/AML, performs jurisdiction checks, and enforces transfer restrictions. 

For example, a company can tokenize its shares by issuing an ERC-1400 token, setting compliance rules, and ensuring that only verified investors can purchase. Dividends are distributed automatically, and the entire process remains SEC compliant. Over 200 projects have adopted this platform through Polymath.

---

### ERC-3643: T-REX Protocol

**What it is:**
Permissioned token standard for real-world securities.

**Advanced features:**
```yaml
Identity management:
  - On-chain identities (ONCHAINID)
  - KYC claims stored
  - Investor verification
  - Compliance checking

Transfer validation:
  - Check if both parties are verified
  - Check jurisdiction restrictions
  - Check investment limits
  - Enforce lock-up periods

Compliance automation:
  - Country restrictions
  - Investor accreditation
  - Transfer limits
  - Reporting requirements
```

**Real example: [Tokeny (T-REX creators)](https://tokeny.com/)**

The platform enables enterprise tokenization for clients such as European banks, real estate funds, corporate bonds, and private equity. It offers full regulatory compliance, multi-jurisdiction support, automatic reporting, an investor portal, and a secondary market. 

For example, a Luxembourg real estate fund tokenized €50 million, onboarded 1,000 investors globally, distributed dividends automatically, and maintained full compliance with EU regulations.

---

### ERC-4626: Tokenized Vaults

**What it is:**
Standard for yield-bearing vaults.

**How it helps tokenization:**
```solidity
// Standardized vault interface:

interface IERC4626 {
    function deposit(uint256 assets) external returns (uint256 shares);
    function withdraw(uint256 shares) external returns (uint256 assets);
    function totalAssets() external view returns (uint256);
}

// Now anyone can create yield-bearing tokens!
```

**Real example: [Yearn Finance vaults](https://yearn.fi/)**

```yaml
How it works:
  1. Deposit USDC into vault
  2. Vault invests in strategies (lending, yield farming)
  3. Receive vault tokens (ERC-4626)
  4. Tokens accrue yield automatically
  5. Redeem for original assets + gains

Example vault:
  Asset: USDC
  Strategy: Lend to Aave + Compound
  APY: 8%
  Your tokens: Grow in value daily
  
ERC-4626 standardization:
  - All vaults use same interface
  - Easy to integrate
  - Composable with DeFi
  - Transparent accounting
```

---

## How [Fusaka](https://hackmd.io/@dicethedev/rJrcH_8--g) Enables Mass Tokenization

The **Fusaka upgrade (December 2025)** is a game-changer for tokenization!

### Before Fusaka: The Cost Problem

Tokenizing assets requires many on-chain transactions, minting tokens, distributing them to investors, paying dividends, handling transfers, and recording compliance. On Ethereum L1, each transaction costs $5–$50. 

For example, paying monthly dividends to 1,000 holders would cost $5,000 in gas just to distribute $10,000, clearly uneconomical. Even on L2 solutions before Fusaka, with transaction costs of $0.01–$0.10, distributing to 1,000 holders still costs around $50, which adds up over time.

### After Fusaka: The Solution

[**PeerDAS**](https://hackmd.io/@dicethedev/rJrcH_8--g#The-Big-Changes-Explained-Super-Simply) brings a 7× increase in block capacity with 64 blobs per block, sub-cent L2 transactions, and 10× cheaper blob gas. On L2 after Fusaka, transaction costs drop to just $0.001–$0.01. Using the same example of 1,000 dividend payments, each costing only $0.002, the total comes to just $2 essentially negligible. 

This makes tokenized economics work: small dividends can be distributed, thousands of investors can be handled, fractional ownership becomes economical, and micro-transactions are now viable.

**Real impact on tokenization:**
```yaml
Before Fusaka:
  Minimum practical dividend: $10/holder
  Why: Gas costs eat smaller amounts
  Result: Only high-value assets worth tokenizing

After Fusaka:
  Minimum practical dividend: $0.10/holder
  Why: Gas costs negligible
  Result: ANY asset can be tokenized!

This unlocks:
  - Tokenized royalties (music, books)
  - Small real estate deals
  - Fractional art (even $1,000 pieces)
  - Tokenized invoices
  - Equipment leasing
  - Literally anything!
```

---

## Real Projects Tokenizing Billions 

Let's look at real companies doing this TODAY:

### 1. **Ondo Finance** (Tokenized Treasuries)

**What they tokenize:**
US Treasury bonds and money market funds

OUSG (Ondo Short-Term US Government Treasuries) is backed by 1–3 month US Treasury bills, currently yielding around 5% APY, with a retail minimum of $5,000 and a market cap exceeding $200M. Investors buy OUSG tokens, Ondo uses the funds to purchase treasuries, and interest is paid directly to token holders, with the ability to sell tokens anytime. USDY (Ondo US Dollar Yield) is backed by short-term treasuries and bank deposits, offering ~5.2% APY for institutional investors with a $100,000 minimum, and a market cap over $400M. Combined, these products represent $600M+ in tokenized assets.

**Why it matters:**

```yaml
Before Ondo:
  Want 5% yield on dollars?
  - Need bank account (not available globally)
  - Need $10,000 minimum
  - Wait days for transfers
  - Limited to US residents

After Ondo:
  - Buy OUSG with crypto
  - Any amount (above $5k)
  - Instant settlement
  - Global access (KYC required)
  - Trade on Uniswap
  - Use as collateral in DeFi
```

---

### 2. **RealT** (Tokenized Real Estate)

**What they tokenize:**
Rental properties in the US

**Why it's revolutionary:**

Traditional real estate investing requires a minimum $50,000 down payment, takes 2–6 months to sell, and either you manage the property or pay 10% in fees. 

Most investors can only afford one or two properties, and they’re limited to their local area. With RealT, you can start with just $50, sell your tokens in seconds, and let RealT handle all management. You can diversify across pieces of 100 properties and invest in real estate anywhere in the world.

---

### 3. **Centrifuge** (Real-World Credit)

**What they tokenize:**
Invoices, mortgages, and other debt

**How it works:**
```yaml
The problem:
  Small businesses need cash but:
  - Banks take weeks
  - Require collateral
  - Charge high interest
  - Lots of paperwork

Centrifuge solution:
  1. Business uploads invoices/assets
  2. Centrifuge verifies them
  3. Issues asset-backed tokens
  4. DeFi investors buy tokens
  5. Business gets cash instantly
  6. When invoice paid → investors paid back + interest
```

### 4. **Backed Finance** (Tokenized Stocks & Bonds)

**What they tokenize:**
Public company stocks and government bonds

bCSPX (Backed S&P 500) tracks the S&P 500 index and is backed by real ETF shares on Ethereum and Polygon, fully Swiss regulated. It lets you buy S&P 500 exposure with crypto, trade 24/7, use it as collateral or for yield farming in DeFi, and skip the need for a brokerage account. 

bIB01 (Backed US Treasury Bond) tracks 1–3 year US treasuries with ~4.5% yield and is backed by real treasury bonds, letting you earn yields on-chain, trade anytime, access globally, and even use it as a stablecoin alternative. Before tokenization, buying stocks or treasuries required a bank and brokerage, but now all you need is a wallet removing the traditional finance barriers. 

---

### 5. **Goldfinch** (Crypto Credit)

**What they tokenize:**
Loans to businesses in emerging markets

Emerging markets often lack access to capital because banks won’t lend—they’re too risky or too expensive. Crypto can bridge this gap.

The Goldfinch model works like this: a business in an emerging market borrows funds, crypto investors back the loan, an auditor verifies the borrower, and a smart contract handles the loan.

For example, a fintech company in Nigeria might borrow $1,000,000 at 15% APY for 12 months. If you invest $1,000, you own 0.1% of the loan and could earn $150 for the year if it’s repaid. While there’s a risk of default, the potential reward is high yield.

## The Tokenization Stack

Here's how the full stack looks:

- Layer 1 - Ethereum Mainnet:
  Purpose: Security & settlement
  Use: High-value assets, final settlement
  Cost: $5-$50 per transaction
  
Layer 2 - Arbitrum, Base, Optimism:
  Purpose: Cheap transactions
  Use: Day-to-day trading, dividends
  Cost: $0.001-$0.01 (post-Fusaka!)
  
Standards Layer:
  ERC-20: Basic tokens
  ERC-721: Unique assets
  ERC-1400: Securities
  ERC-3643: Compliance
  ERC-4626: Yield vaults
  
Compliance Layer:
  KYC/AML: Identity verification
  Jurisdiction: Country restrictions
  Accreditation: Investor qualification
  Reporting: Regulatory filings
  
Application Layer:
  Ondo: Treasuries
  RealT: Real estate
  Centrifuge: Credit
  Backed: Stocks/bonds
  
User Layer:
  Wallets: MetaMask, Rainbow, Safe
  DEXs: Uniswap, Curve
  Platforms: OpenSea, RealT marketplace

And many more I might to remember to mention here. But, you can also do your own research.

---

## Challenges & Solutions 

Tokenization isn't perfect. Here are the challenges:

### Challenge 1: Regulatory Uncertainty

Problem:
  - Securities laws vary by country
  - Many jurisdictions unclear on crypto
  - Compliance expensive
  - Risk of enforcement

Solutions emerging:
  - ERC-1400/3643 standards with compliance
  - Licensed platforms (Ondo, Backed, and many more..)
  - Regulated jurisdictions (Switzerland, Singapore, and many more...)
  - Clear SEC guidance (slowly improving)

Best practices:
  - Work with regulated entities
  - Use compliant token standards
  - Implement KYC/AML
  - Get legal advice

---

### Challenge 2: Oracle Problem

Problem:
  How does blockchain know real-world events?
  
  Examples:
  - Did rent get paid?
  - Did tenant damage property?
  - Did borrower default?
  - Is asset still there?

Solutions:
  - Chainlink oracles (external data feeds)
  - Trusted service providers
  - IoT sensors (for physical assets)
  - Legal enforcement (off-chain agreements)

RealT's solution:
  - Property manager reports rent
  - Verified by RealT team
  - Posted on-chain via oracle
  - Automatic distribution

Not perfect, but works!

---

### Challenge 3: Liquidity

Problem:
  New tokens have no liquidity
  - No one to buy from
  - No one to sell to
  - Price discovery unclear

Solutions emerging:
  - Automated Market Makers (Uniswap pools)
  - Aggregated marketplaces (RealT platform)
  - Market makers (professional liquidity providers)
  - Cross-chain bridges (access more buyers)

Fusaka helps:
  - Cheaper to provide liquidity
  - Viable to have many small pools
  - Market makers can operate profitably

---

### Challenge 4: Custody & Legal Rights

Problem:
  You own tokens, but do you own the asset?
  
  Questions:
  - What if token issuer disappears?
  - What if property burns down?
  - What if government seizes asset?
  - What are your legal rights?

Solutions:
  - Legal wrapper (LLC/SPV owns asset, you own LLC shares)
  - Insurance (property insurance, DeFi insurance)
  - Legal contracts (terms of service, shareholder agreements)
  - Regulatory frameworks (improving)

RealT example:
  - Each property in separate LLC
  - Token holders are LLC members
  - Legal rights same as traditional ownership
  - Property insurance in place
  - Clear legal structure

## The Future: What's Coming 

### Short Term (2025-2026)

Predictions:

More TradFi adoption:
  - More banks tokenizing funds
  - Asset managers moving on-chain
  - Stock exchanges exploring tokenization

More asset types:
  - Tokenized mortgages
  - Car ownership
  - Equipment leasing
  - Royalties (music, books, patents)

Better infrastructure:
  - L2s fully mature (post-Fusaka)
  - Better custody solutions
  - Clearer regulations

Market size: $2-10 billion tokenized
---

### Medium Term (2026-2028)

Predictions:

Mainstream adoption:
  - First major city tokenizes municipal bonds
  - Fortune 500 company tokenizes shares
  - Major real estate fund goes 100% on-chain

New use cases:
  - Tokenized carbon credits
  - Supply chain financing
  - Insurance products
  - Pension funds

Integration:
  - TradFi and DeFi converge
  - Banks offer tokenized products
  - Wallets feel like bank apps

Market size: $100-500 billion tokenized


---

### Long Term (2028+)

Bold predictions:

Everything tokenized:
  - All public stocks on-chain
  - Most real estate tokenized
  - Government bonds tokenized
  - Private equity accessible to all

New economy:
  - Fractional ownership normal
  - Global investment access
  - 24/7 markets
  - Instant settlement
  - No geographical barriers

Fusaka's impact realized:
  - Trillion-dollar tokenized asset market
  - All running on cheap L2s
  - Millions of transactions daily
  - Economics finally work!

Market size: $10+ TRILLION tokenized

BlackRock CEO quote:
*"The next generation of markets will be 
tokenization of securities"*
- **Larry Fink, 2024**

He's probably right.

---

## How to Get Started 

### Step 1: Do Your Research

Before investing, check:
  - What's the underlying asset?
  - Who's the issuer?
  - What are the risks?
  - How is compliance handled?
  - What are the fees?
  - Can you sell easily?
  - What's the track record?

Red flags:
  - Anonymous team
  - Unclear backing
  - No compliance
  - Unrealistic yields
  - No liquidity

---

### Step 2: Start Small

Recommended first investment:
  - $100-500 to start
  - Test the platform
  - Understand the process
  - See how payments work
  
Then:
  - Scale up gradually
  - Diversify across assets
  - Don't put all eggs in one basket

---

## Key Takeaways 

Let me summarize tokenization:

### What It Is

Asset tokenization:
  - Representing real assets as blockchain tokens
  - Fractional ownership enabled
  - 24/7 trading
  - Global access
  - Instant settlement
  
### Why It Matters

Problems solved:
  - High barriers (now $10 minimum)
  - Illiquidity (now instant trading)
  - Geography (now global access)
  - Fractionalization (now easy)

Benefits:
  - Anyone can invest
  - Diversification possible
  - Passive income on-chain
  - New asset classes accessible

### The Tech Stack

Key EIPs:
  - ERC-20: Basic tokens
  - ERC-1400: Securities
  - ERC-3643: Compliance
  - ERC-4626: Yield vaults

Infrastructure:
  - Ethereum L1: Security
  - L2s (Arbitrum, Base): Cheap transactions
  - Oracles: Real-world data
  - Compliance: KYC/AML


### Fusaka's Upgrade Impact

Before Fusaka:
  - L2 transactions: $0.01-$0.10
  - Expensive for microtransactions
  - Limited tokenization economics

After Fusaka:
  - L2 transactions: $0.001-$0.01
  - 10x cheaper!
  - Everything can be tokenized

Result:
  - Mass tokenization viable
  - Fractional ownership economical
  - Global access affordable

## Conclusion: The $16 Trillion Opportunity 

**This is the future of investing.**

Not crypto speculation. Not meme coins. Not NFT art.

**Real assets. Real yields. Real ownership.**

The numbers speak:
```yaml
Traditional finance assets:
  - Global stocks: $100 trillion
  - Global bonds: $130 trillion
  - Global real estate: $280 trillion
  - Total: $500+ trillion

Currently tokenized: $2 billion

That's 0.0004% tokenized.

If even 1% moves on-chain:
  → $5 TRILLION tokenized market

If 10% moves on-chain:
  → $50 TRILLION tokenized market

This is the biggest opportunity in crypto.
Bigger than DeFi.
Bigger than NFTs.
Bigger than anything else.

Because it's not about crypto.
It's about making traditional finance
work better for everyone.
```

**BlackRock gets it.** That's why they're tokenizing.

**Franklin Templeton gets it.** That's why they're tokenizing.

**The question is: Do you get it?**

Because if you do, you're early to the biggest financial revolution since the internet.

And thanks to Fusaka, it's about to get **10x more viable**.

Welcome to the tokenization revolution. 🚀

---

**Want to learn more?**

Official resources:
- [ERC-1400 Specification](https://github.com/ethereum/EIPs/issues/1411)
- [ERC-3643 (T-REX)](https://erc3643.org/)
- [ERC-4626 Tokenized Vaults](https://eips.ethereum.org/EIPS/eip-4626)

Projects to explore:
- [Ondo Finance](https://ondo.finance) - Tokenized Treasuries
- [RealT](https://realt.co) - Tokenized Real Estate
- [Centrifuge](https://centrifuge.io) - Real-World Credit
- [Backed Finance](https://backed.fi) - Tokenized Stocks & Bonds
- [Goldfinch](https://goldfinch.finance) - Emerging Market Credit

Research:
- [Boston Consulting Group: Tokenization Report](https://www.bcg.com/publications/2022/tokenization-in-asset-management)
- [Citi: Money, Tokens, and Games](https://www.citivelocity.com/citigps/money-tokens-and-games/)


Research:
- [Boston Consulting Group: Tokenization Report](https://www.bcg.com/publications/2022/tokenization-in-asset-management)
- [Citi: Money, Tokens, and Games](https://www.citivelocity.com/citigps/money-tokens-and-games/)

**P.S.** Fusaka (December 2025) makes all of this 10x cheaper. If you're building a tokenization platform, now's the time. The infrastructure is finally ready. 

**P.P.S.** Not financial advice, but Sarah's diversified portfolio is beating most hedge funds. Just saying. 

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###### tags: `tokenization` `rwa` `real-world-assets` `erc-1400` `erc-3643` `fusaka` `defi` `ondo` `realt` `centrifuge`