# How to Transfer Money from PayPal to Your Bank Account: A Complete Guide
**Transferring funds from** **PayPal to your bank account** is a vital step for many users who want to access their digital funds in real life. Whether you’re receiving payments from clients, friends, or family, knowing [how to move money from PayPal to your bank account](https://www.linkedin.com/pulse/how-transfer-money-from-paypal-your-bank-account-guide-deepa-kumari-4em5c) safely and efficiently is essential. In this comprehensive guide, we’ll walk you through **every method** of transferring money, sending and receiving funds, and even how to manage PayPal without an account.
**How to Transfer Money from PayPal to Bank**
---------------------------------------------
To [transfer money from your PayPal account to your bank](https://www.linkedin.com/pulse/how-transfer-money-from-paypal-your-bank-account-guide-deepa-kumari-4em5c), you need to ensure that your bank account is properly linked. Here's a streamlined step-by-step process to make the transfer hassle-free.
1. **Log in** to your PayPal account on the website or app.
2. Click on **“Wallet”** from the top menu.
3. Select **“Transfer Funds.”**
4. Choose **“Transfer to your bank.”**
5. Select the bank account you want to send the money to.
6. Enter the amount and **confirm** the transaction.
Transfers may take 1–3 business days for **standard transfers**, while **instant transfers** (with a small fee) deposit the funds within minutes.
**How to Transfer Money from PayPal to Your Bank Account: A Complete Guide**
----------------------------------------------------------------------------
Let’s take a deeper look into each step of the [PayPal-to-bank transfer process](https://www.linkedin.com/pulse/how-transfer-money-from-paypal-your-bank-account-guide-deepa-kumari-4em5c), including all the details you must know to avoid delays or rejections.
### **Step 1: Link Your Bank Account**
* Go to **“Wallet”** in PayPal.
* Click **“Link a bank account.”**
* Enter your **bank’s routing number** and **account number**.
* Confirm the account using PayPal’s micro-deposit verification method.
### **Step 2: Choose the Transfer Type**
* **Standard Transfer**: Free, but takes 1–3 business days.
* **Instant Transfer**: Arrives within minutes, but incurs a small percentage fee.
### **Step 3: Enter the Amount and Confirm**
Make sure you have sufficient balance in your PayPal account. Once confirmed, you'll receive an email notification. Track the status in the **Activity** tab.
**Step-by-Step Guide: Transfer Money from PayPal to Bank Easily**
-----------------------------------------------------------------
Here’s a quick and easy **step-by-step breakdown**:
1. Open PayPal and **sign in**.
2. Click on **“Wallet”**.
3. Tap **“Transfer Funds.”**
4. Choose **“Transfer to your bank.”**
5. Enter amount > Select **Standard or Instant**.
6. Review and **confirm**.
✅ _Tip: Use Instant Transfer only when you need funds urgently._
**How to Withdraw Money from PayPal to Bank Account Safely**
------------------------------------------------------------
**Security is paramount** when dealing with online funds. Here’s how to ensure your transactions are safe:
* **Enable Two-Factor Authentication** on your PayPal account.
* Never use public Wi-Fi while making transfers.
* Regularly update your password.
* Only link **verified and secure bank accounts**.
* Monitor your transactions under the **Activity**
Using these precautions, your [PayPal withdrawals](https://events.scenethink.com/paypal-atm-withdrawal-limit-explained-aug-20-2025?event=paypal-atm-withdrawal-limit-explained-aug-20-2025) remain secure and risk-free.
**Simple Ways to Transfer Funds from PayPal to Your Bank**
----------------------------------------------------------
There are two primary ways:
### **Using the PayPal Website:**
* Log in and go to **Wallet**.
* Click on **Transfer Funds**.
* Choose the bank and amount.
### **Using the PayPal Mobile App:**
* Tap on your balance.
* Select **“Transfer Money.”**
* Choose destination and transfer type.
* Complete the action.
💡 _Make sure your app is up to date to avoid glitches._
**How to Send PayPal Friends and Family Payments**
--------------------------------------------------
[Sending money via the Friends and Family](https://www.linkedin.com/pulse/how-pay-someone-paypal-step-by-step-guide-deepa-kumari-alljc/) option is a free and fast way to share funds.
### **Steps:**
1. Click **Send & Request** at the top of PayPal.
2. Enter the email or mobile number of the recipient.
3. Choose **“Sending to a Friend.”**
4. Enter the amount and tap **Send Now**.
This method is **fee-free** if using a PayPal balance or linked bank account.
**How to Send Someone Money on PayPal**
---------------------------------------
You can [send money to anyone with a PayPal account](https://www.linkedin.com/pulse/how-pay-someone-paypal-step-by-step-guide-deepa-kumari-alljc/) using the steps below:
1. Click **“Send & Request.”**
2. Type the recipient’s email or phone number.
3. Choose **“Paying for an item or service”** (buyer protection enabled) or **“Friends and Family.”**
4. Enter amount, optional message, and click **Continue**.
5. Review and **Send Payment**.
If sending for goods/services, the recipient pays a small **PayPal fee**.
**How to Send Money from Bank to PayPal**
-----------------------------------------
To [add money from your bank to PayPal](https://www.linkedin.com/pulse/how-transfer-money-from-paypal-your-bank-account-guide-deepa-kumari-4em5c), follow this process:
1. Go to **Wallet** in your PayPal account.
2. Click on **“Add Money.”**
3. Choose your **linked bank account**.
4. Enter the amount and confirm.
This process can take 3–5 business days. Alternatively, you can set up **direct deposit** or use a **debit card** for faster funding.
**How to Send Money to PayPal without an Account**
--------------------------------------------------
If you don’t have a [PayPal account](https://www.linkedin.com/pulse/paypal-atm-withdrawal-limit-explained-how-much-cash-can-deepa-kumari-11q1c), you can still **send money** **through these methods**:
* **Using PayPal.me link**: The recipient sends you a custom PayPal link, which lets you pay via credit/debit card.
* **Via Invoice**: The recipient sends an invoice which you can pay without logging into PayPal.
* **Email Invitation**: When someone sends you a payment request, you can complete it with your card without needing a PayPal account.
💡 _You may be prompted to create an account, but it’s optional in most cases._
**Conclusion**
--------------
[Moving money from PayPal to your bank](https://www.linkedin.com/pulse/how-transfer-money-from-paypal-your-bank-account-guide-deepa-kumari-4em5c) has never been easier, thanks to multiple flexible and secure methods. Whether you want a **standard or instant transfer**, need to send money to someone else, or even **fund your PayPal** from your bank—PayPal offers **versatility** and **ease-of-use** for all types of users. Make sure your accounts are verified, follow safety best practices, and enjoy seamless fund transfers.
**FAQs**
--------
### **1\. How long does it take to transfer money from PayPal to bank?**
Standard transfers usually take **1–3 business days**. Instant transfers complete **within minutes** but incur a small fee.
### **2\. Is there a fee to transfer money from PayPal to bank?**
**Standard transfers are free**. Instant transfers charge a fee of about **1.75%** of the amount.
### **3\. Can I cancel a PayPal bank transfer?**
Once initiated, **bank transfers cannot be canceled**. Ensure you review all details before confirming.
### **4\. Why is my PayPal transfer pending?**
Your transfer may be **under review**, delayed due to **bank processing**, or flagged for **security verification**.
### **5\. How can I make an instant transfer from PayPal?**
Choose **Instant Transfer** at checkout or during transfer setup. Ensure your **debit card is eligible** for instant transfers.
### **6\. Can I transfer PayPal funds to someone else's bank account?**
No, you can only transfer funds to **your own linked bank account**. However, you can send money to their PayPal account directly.
### **7\. How do I avoid PayPal transfer fees?**
Use a **bank account or PayPal balance** to send Friends & Family payments and choose **standard transfer** over instant.
### **8\. What happens if I send money to the wrong email on PayPal?**
If the email is not registered, the payment will **remain unclaimed**. You can **cancel it** within 30 days. If it is registered, request a **refund immediately**.
### **9\. Can I use PayPal without linking a bank account?**
Yes, but you’ll need to link a **debit card** or use PayPal for **online purchases only**. Withdrawals will require a bank or card.
### **10\. Can I transfer money from PayPal to an international bank account?**
Currently, PayPal only allows withdrawals to **local banks in supported countries**. Use **third-party services** for international transfers.
Sign in with Wallet
Connect another wallet