# Affordable Income Cover Service in NZ

If you're looking for **[income cover in NZ](https://boldinsurance.co.nz/services/income-cover/)**, there are a few things you need to know. Income cover is a type of insurance that can help you if you're unable to work due to illness or injury. It can provide you with a replacement income so that you can maintain your lifestyle and meet your financial obligations. There are a few things to consider when choosing income covers, such as the level of cover you need, the benefits you're entitled to, and the exclusions that apply. When choosing income cover, it's important to make sure you get the right level of cover for your needs. You'll need to consider how much income you need to replace, and how long you'll need the cover for. You should also make sure you're aware of any exclusions that apply to the policy, such as pre-existing medical conditions. It's also important to consider the benefits you're entitled to under the policy. Some policies will provide a lump sum payment if you're unable to work, while others will provide an ongoing income. You'll need to decide which type of benefit is best for you, and make sure you're aware of any limitations or exclusions that apply.

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