---
# System prepended metadata

title: Persona d8831
tags: [TTD]

---

---
tags: TTD
---

# Persona d8831

hash: d8831d9cc7400adb191f511c2cc11ef71c087ef2f20dca0afc323479c4e9fe7d

Works full time in the Ministry of education. Receives salary monthly, at the end of the month. Experienced changes due to COVID-19, started working from home, online. Doesn't have a secondary source of income. Stores money in two different places, bank and at home. Doesn't send or receive money from abroad. Not very tech-savvy. Uses Google photos for backup. 

| Profile & Work                |                       |
| ----------------------------- | --------------------- |
| Location                      | Trinidad              |
| Job                           | Ministry of Education |
| Payment Frequency             | Monthly               |
| Hours Per Day                 | 7                     |
| COVID Impact on Working Hours | Yes, work from home   |
| Side Hustle                   | None                  |
| Bussines Partners             | 0                     |
| Dependants                    | 0                     |
| Technical Knowhow             | 5                     |

## Store of Value & Payments

### Behaviors

- Preferres to store money at the bank 
- Doesn't like storing money in the house, because it affects saving
- Doesn't do money transfers, when there is a need to take money from someone, money would be usually taken in person from where it's needed
- When doing any side business, preferred payment method would be cash
- Makes one or two transactions per day, doesn't know how much transaction would cost upfront
- Thinks that the easiest way to pay someone is cash
- COVID-19 didn't affect spendings 
- For bigger transactions prefers to use a card
- Borrows money to friends and family

| Preferences      |                        |
| ---------------- | ----------------------------- |
| Store     | Personal Bank Accounts, Cash   |
| Primary Store of Value      | Personal Bank Account       |
| Spending Wallet  | Cash, Debit Card      |
| High Value Transactions     | Personal Bank Account   |
| High Value            | >1000TTD           |
| Digital Banking             | None |
| Prefered Payment Method     | Cash  |
| Fee    | - |
| Money Management Strictness | Stores money in the bank |
| Money Mindset | ??? |

### Conveniences 

BED.MONEY Notes


### Frustrations

- Tendency to misuse money when it's store at home and not in the bank

### Money Management 

- Recently got Mobile Banking that is being used for tracking expenses 
- Finds it very beneficial to have an app where account transactions can be overviewed 
- App is being checked once a week

## Privacy, Security & Backups

| TECH SPECS             |              |
| ---------------------- | ------------ |
| Phone Model            | Samsung A71  |
| Phone OS               | Android      |
| SD Card                | Yes          |
| Provider               | Digicel      |
| Previously Lost Phone  | No           |
| Desktop/Laptop         | Yes          |
| Email Address          | >1           |
| Cloud Provider         | Google Photos|
| Cloud Storage Capacity | -            |
| Storage Cost           | -            |
| Out of Space Warnings  | No           |

### Behaviors

- When signing up for an account, prefers to use an email
- Doesn' know how big is the phone storage
- Has an SD Card, not familiar with storage capacity either
> I am not a phone person.
- No previously lost phones 
- Had lost photos, videos and contacts twice
> DO YOU HAVE ANY BACKUP ON YOUR PHONE?
> - I do, at least I think I do. 
- Uses Google photos for backup
- Never loged in to the account from someone elses device
- Stopped giving other people passwords, beacuse of confidentiality
- Would provide the phone number to the repair people 
> ARE YOU COMFORTABLE WITH THOSE PEOPLE SEEING YOUR PHOTOS, VIDEOS AND MESSAGES? 
> - Well, I don't really have a choice, so yes I would give them the PIN, it makes sense. 
- Lost access for an account before 

### Conveniences



### Frustrations 

- Doesn't like providing a phone number to an app for security reasons