---
tags: persona, rwanda, mtn, bank
---
# PERSONA DBEAB7328DEE58A6825D5237D9734

- Works around 8 or more hours a day. Has a side hustle.

- Lives and works in Rwanda. Has a bank account and uses Mobile Money as well, but prefers cash because it allows you to actually feel tha hard work. This persona believes that when you actually have money in your hands you are more aware of how much money you have spent and that when making transactions online you don't get the same feeling. This persona doesn't even have Online Banking, reason behind it is simple, the bank is asking some questions in order to set up the account and it is more convenient to use USSD codes for transfers even though there are transactions fees.
- Persona DBEAB7328DEE58A6825D5237D973 is getting their salary through their bank account. Instead of keeping it there, most of the money is being transfered to Mobile Money. In order to pull money from your bank account to Mobile Money your bank needs to have your phone number registered. depending on the amount of money people are pushing or pulling from their bank accounts MTN Mobile Money is charging them a fee.

| PROFILE AND WORK | |
| -------------------------------- | -------------- |
| Location | Rwanda |
| Job | Full time |
| Payment Frequency | Monthly |
| Hours Per Day | >8 |
| COVID-19 Impact on Working Hours | 0 |
| Side Hustle | Property Owner |
| Business Partners | 0 |
| Dependants | 0 |
| Technical Knowhow (1-10 | 7 |

| Preferences | |
| --------------------------- | ---- |
| Store | |
| Primary Store of Value | |
| Spending Wallet | |
| High Value Transactions | |
| High Value | |
| Digital Banking | |
| Prefered Method Payment | |
| Fee | |
| Money Management Strictness | |

| Tech Specs | |
| ----------------------- | ------------ |
| Phone Model | Infinix |
| Phone OS | Android |
| SD Card | No |
| Previously Lost Phone | Yes |
| Desktop/Laptop | Yes |
| Email Address | >1 |
| Cloud Provider | Google Drive |
| Cloud Storage Capacity | 15 |
| Storage Cost | Free |
| Out of Storage Warnings | Never seen |