---
# System prepended metadata

title: Persona fe1fe
tags: [TTD]

---

---
tags: TTD
---

# Persona fe1fe

hash: fe1fec2c1809da91249b2cd3fea807d88da7b2d8a93b66cd563b9987a888351b

Self-employed, works around 10 hours a day. Gets paid daily, usually in cash or a bank account. Has accounts with 3 different financial institutions, one is salary and other two are for savings. Doesn't feel confident about keeping money with financial institutions or in cash. Would rather invest in stocks.

| Profile & Work                |                    |
| ----------------------------- | ------------------ |
| Location                      | Trinidad           |
| Job                           | Self-employed      |
| Payment Frequency             | Daily              |
| Hours Per Day                 | 10                 |
| COVID Impact on Working Hours | Yes, working less days |
| Side Hustle                   | None               |
| Bussines Partners             | 0                  |
| Dependants                    | 2                  |
| Technical Knowhow             | 7                  |

## Store of Value & Payments

### Behavior

- Stores money with 3 different banks 
- Least prefferd place to store money is cash, finds it unsafe
- Finds investing better than saving, so doesnt save regularly
- Finds sending money abroad long and tedious
- When working outside of the main job, would prefer to get paid in cash
- Prefers to pay for transactions with a card rather than cash
- Pays rent via cheque

| Preferences      |                               |
| ---------------- | ----------------------------- |
| Store     | Personal Bank Account                |
| Primary Store of Value      | Personal Bank Account  |
| Spending Wallet  | Cash, Credit Card             |
| High Value Transactions     | Personal Bank Account   |
| High Value            | >500TTD           |
| Digital Banking             | None |
| Prefered Payment Method     | Card  |
| Fee    | - |
| Money Management Strictness | Invests money in stocks |
| Money Mindset | [?] |

### Conveniences

- Likes being paid in cash for side hustles, because money is available right away
- Would prefers to pay someone with cash
- Giving a cheque to the landlord, because if there are any problems, cheque is like a receipt
### Frustrations

- Discomfort of carrying around a lot of cash 
- Spendings have been affected due to COVID-19, because earnings are less 

### Money Management

- There is no specific way of managing money 
- Spendings are calculated for a week or a month, if received amount is less than what is foreseen, spendings are cut down
- Savings are not the favorite option since money is rather being invested in stocks

## Privacy, Security & Backups

| TECH SPECS             |              |
| ---------------------- | ------------ |
| Phone Model            | iPhone7      |
| Phone OS               | Apple        |
| SD Card                | No           |
| Provider               | Digicel      |
| Previously Lost Phone  | Yes          |
| Desktop/Laptop         | Yes          |
| Email Address          | >1           |
| Cloud Provider         | Google Drive |
| Cloud Storage Capacity | -            |
| Storage Cost           | -            |
| Out of Space Warnings  | No           |

### Behavior



### Conveniences



### Frustrations
