---
tags: TTD
---

# Persona fe1fe

hash: fe1fec2c1809da91249b2cd3fea807d88da7b2d8a93b66cd563b9987a888351b

Self-employed, works around 10 hours a day. Gets paid daily, usually in cash or a bank account. Has accounts with 3 different financial institutions, one is salary and other two are for savings. Doesn't feel confident about keeping money with financial institutions or in cash. Would rather invest in stocks.

| Profile & Work | |
| ----------------------------- | ------------------ |
| Location | Trinidad |
| Job | Self-employed |
| Payment Frequency | Daily |
| Hours Per Day | 10 |
| COVID Impact on Working Hours | Yes, working less days |
| Side Hustle | None |
| Bussines Partners | 0 |
| Dependants | 2 |
| Technical Knowhow | 7 |

## Store of Value & Payments

### Behavior

- Stores money with 3 different banks
- Least prefferd place to store money is cash, finds it unsafe
- Finds investing better than saving, so doesnt save regularly
- Finds sending money abroad long and tedious
- When working outside of the main job, would prefer to get paid in cash
- Prefers to pay for transactions with a card rather than cash
- Pays rent via cheque

| Preferences | |
| ---------------- | ----------------------------- |
| Store | Personal Bank Account |
| Primary Store of Value | Personal Bank Account |
| Spending Wallet | Cash, Credit Card |
| High Value Transactions | Personal Bank Account |
| High Value | >500TTD |
| Digital Banking | None |
| Prefered Payment Method | Card |
| Fee | - |
| Money Management Strictness | Invests money in stocks |
| Money Mindset | [?] |

### Conveniences

- Likes being paid in cash for side hustles, because money is available right away
- Would prefers to pay someone with cash
- Giving a cheque to the landlord, because if there are any problems, cheque is like a receipt
### Frustrations

- Discomfort of carrying around a lot of cash
- Spendings have been affected due to COVID-19, because earnings are less

### Money Management

- There is no specific way of managing money
- Spendings are calculated for a week or a month, if received amount is less than what is foreseen, spendings are cut down
- Savings are not the favorite option since money is rather being invested in stocks

## Privacy, Security & Backups

| TECH SPECS | |
| ---------------------- | ------------ |
| Phone Model | iPhone7 |
| Phone OS | Apple |
| SD Card | No |
| Provider | Digicel |
| Previously Lost Phone | Yes |
| Desktop/Laptop | Yes |
| Email Address | >1 |
| Cloud Provider | Google Drive |
| Cloud Storage Capacity | - |
| Storage Cost | - |
| Out of Space Warnings | No |

### Behavior

### Conveniences

### Frustrations