# How to Make a jcpenney.com payment Online of Credit Card
The easiest way to pay your JCPenney credit card is online. Alternatively, you can make a payment over the phone at, by mail, or at a JCPenney store. The issuer also **allowscardholders to set up automatic payments.**


## How to pay off your JCPenney credit card
Online: Sign in to your online account and click "Pay My Bill." Next, enter your account information, payment amount, and the date you want your payment to be deducted from your account.
By Phone: To make a payment by phone, call 1260(691)4910 and follow the prompts.
By mail: To pay your credit card bill by mail, send a check or money order (but not cash) to:

* SYNC UP
* MAIL. Box 960090
* Orlando, FL 32896-0090

In a store: You can make a payment at the nearest JCPenney store during regular business hours.
Please note that payments by mail take longer to post. Therefore, to avoid delays, always send your payments at least 5-7 days before the due date and also write your credit card number on the check.

## How to make a JCPenney credit card payment by mail
Each month, you'll receive a credit card statement in the mail, unless you opt for paperless billing. When your credit card statement arrives, you can use the address on the bill to mail it to us. However, if you've misplaced your statement or want to make an additional payment, you can verify your account information by doing the following:

* Go to the JCPenney credit card account login page and click "Account Summary." This will give you an overview of your account, including your balance, expiration date, and other account information.
* Once you know your balance, you can write a check or purchase a money order in the amount of the payment.
* Add your JCPenney credit card account number on the memo line to ensure payment posts correctly.

Mail your payment to:
Get credit card benefits

SYNC UP
MAIL. Box 960090
Orlando, FL 32896-0090

# How to make a JCPenney credit card payment in store
Making a store payment at JCPenney is easy. That is how:

* Find your nearest JCPenney store with the online store locator.
* Visit the store and make your payment by credit card in cash, check or money order.
* Keep your payment receipt for your records.
## How to make a JCPenney credit card payment online
The JCPenney Online Credit Center allows you to make an online payment in three easy steps if you've already signed up for an online account. If you don't have an account, start the process by creating one as follows:

* Go to the JCPenney credit card login page and select "Sign Up" located at the bottom of the "Access Your Account" section.
* Then, enter your account number and zip code, and select continue to set up your account with a user ID and password.

**Once you've signed up for an online account, here's how to make a payment:**

* Go to the JCPenney online payment center and log in with the user ID and password you selected.
* Select the "Pay My Bill" link.
* Enter your checking account information, payment amount, and payment date. You will also need your bank's routing number to complete the payment.
* Please note that it can take up to three days for payments to post to your account, although the payment will be applied as scheduled.

### How does a credit card billing cycle work?
A credit card billing cycle is the period of time between two credit card statements, typically 28-31 days. On the last day of a credit card's billing cycle, also known as the closing date, the card issuer will compile a statement for the account. This includes a bill for… read full answer

### How long does it take to post a credit card payment?
It takes 1-3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few more days. If your credit card is linked to your checking account and both accounts are from the same… read the full answer

### Does anyone have any advice on when to pay off a credit card?
The best time to pay a credit card bill is a few days before the due date, which appears on your monthly statement. Paying at least the minimum amount required before the due date keeps the account in good standing and is the key to building a good or... read full answer
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