### Description
Write a backend service with a language/web framework of your choice to generate an ERC-4337 smart wallet/account. The service should have only one endpoint `[GET] /create-account`

* Calculate the counterfactual address by interacting with the [SimpleAccountFactory](https://github.com/eth-infinitism/account-abstraction/blob/develop/contracts/samples/SimpleAccountFactory.sol) contract’s `getAddress` function
* The `address owner` parameter should be an address you programmatically generated using a 12-word mnemonic
* Write a util function in your backend service to submit an EIP-4337 user operation from your smart account to a bundler endpoint

### Technical Notes
* Use a testnet node of your choice
* SimpleAccountFactory contract address: `0x9406Cc6185a346906296840746125a0E44976454`
* Do not use web3js/ethers.js or any web3 client libraries for interacting with a node or bundler API
* You can use the Bundler API from Stackup.sh

### Resources

* Learn about EIP-4337 -> https://www.youtube.com/watch?v=1pE261Tbjcc
* Original EIP -> https://eips.ethereum.org/EIPS/eip-4337
* Stackup.sh Bundler API Docs -> https://docs.stackup.sh/reference/erc-4337-bundler-api-endpoints
* Ethereum Node API Docs -> https://ethereum.org/en/developers/docs/apis/json-rpc/