---
# System prepended metadata

title: COST

---

# COST
- Eat including big meal 10K
- Rent including water、electric、communication
- 勞保
    - 每月勞工負擔之勞保金額＝月投保薪資＊勞保就保費率＊勞工負擔比例
    - 投保薪資按薪資分級(月收43901以上須投保薪資為45800元)，投保費率為12%，負擔比例為 7:2:1(Company : person : government) = 45800 * 12% * 20% ≈ 1100元
- 健保
    - 每月勞工負擔之健保金額＝月投保金額＊健保費率＊勞工負擔比例＊（本人＋眷屬人數）
    - 投保金額按薪資分級制(大約與薪水相同)，投保金額為薪水5.71% 負擔比例為 6:3:1(Company : person : government) = 53000 *5.71% * 30% * 1 ≈ 900 元
<table>
  <tr>
    <th style="text-align:center;">支出項目(K)</th>
    <th style="text-align:center;">最低支出</th>
    <th style="text-align:center;">最高支出</th>
  </tr>
  <tr>
    <td style="text-align:center;">Eat </td>
    <td style="text-align:center;">85</td>
    <td style="text-align:center;">110</td>
  </tr>
  <tr>
    <td style="text-align:center;">Rent </td>
    <td style="text-align:center;">105</td>
    <td style="text-align:center;">120</td>
  </tr>
  <tr>
    <td style="text-align:center;">Red Envelope</td>
    <td style="text-align:center;">50</td>
    <td style="text-align:center;">65</td>
  </tr>
  <tr>
    <td style="text-align:center;">Travel</td>
    <td style="text-align:center;">40</td>
    <td style="text-align:center;">50</td>
  </tr>
  <tr>
    <td style="text-align:center;">Entertainment</td>
    <td style="text-align:center;">25</td>
    <td style="text-align:center;">50</td>
  </tr>
  <tr>
    <td style="text-align:center;">3C Product</td>
    <td style="text-align:center;">0</td>
    <td style="text-align:center;">50</td>
  </tr>
  <tr>
    <td style="text-align:center;">Tax</td>
    <td style="text-align:center;">0</td>
    <td style="text-align:center;">30</td>
  </tr>
  <tr>
    <td style="text-align:center;">Insurance</td>
    <td style="text-align:center;">46</td>
    <td style="text-align:center;">46</td>
  </tr>
  <tr>
    <td style="text-align:center;">Total</td>
    <td style="text-align:center;">351</td>
    <td style="text-align:center;">521</td>
  </tr>
</table>



<table>
    <tr>
        <td style="text-align:center;">月份
        </td>td>
        <td style = "text-align:center;">評估目標</td>
    </tr>
    <tr>
        <td style="text-align:center;">七月
        </td>td>
        <td style = "text-align:center;">評估AAPL、TSM</td>
    </tr>
    <tr>
        <td style="text-align:center;">八月
        </td>td>
        <td style = "text-align:center;">評估PYPL、V</td>
    </tr>
    <tr>
        <td style="text-align:center;">九月
        </td>
        <td style = "text-align:center;">評估CVX、BAC</td>
    </tr>
</table>

- big Problem 
    - Finance learning time isn't enough
    - 

![image](https://hackmd.io/_uploads/H1zwQpEPA.png)






















 