# Cashflow Analysis

While Mutual Credit schemes of whatever kind are complementary to the fiat / bank-money economy, a key benefit to members is assumed to be the incresed ability to manage cashflow that the availability of Mutual Credit affords.
The idea is this - that by adding to the available credit an member has, they can reduce - in particular - the most serious troughs in their cashflow.
By doing this, they can reduce their cost of finance.
In order to put any sort of quantitative measure on this benefit, it will be necessary to build tools which can take the cashflow situation of a business, and overlay that with the benefits Mutual Credit is estimated to bring, to show the positive impact of Mutual Credit.
Cashflow analysis is required to develop this tooling.