# Cost of Finance
In order to develop quantitative estimates of the benefits of using Mutual Credit, [Cashflow Analysis](/gup34BGbQUSLhpaillAXEw) aims to show the impact on cashflow for mewmbers of a club/network. In partuicular, the wish is to be able to show mitigations of the deepest troughs in a cashflow and calculate a benefit.
To do this, some modelling of cost of finance will be needed - it can be crude, but needs to be relatable to real business experience.