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tags: English Speaking Practice
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# English Speaking Practice 11/13
[TOC]
## How to deal with money problems?

## introduction of the speech
Recently,I am facing some money problems,so this is why I choose this topics to talk.I am going to talk what leads me to this kind of situation.First,I really love to gamble,such as poker games or bet nba games ,which is basiccly about which team will win tomorrow.When it comes to gamble,it is very easy to lose your mind,when you lose moeny. So you keep bet the money on your fav team.9 out of 10.you lose all money you bet.and that happens a lot to me.Second,I really love to buy cloths.I spend 2000-5000 dollars a month to buy cloths or caps.I even been invited to have some drink with the company i spends lot of money on.
## body of the speech
However,I am working on how to deal with my money problems.Here is the 3 tips ,I think can help me to go through my meony problem.
1. Identify top sources of financial stress:

If financial anxiety is weighing on you, start by identifying the specific issues keeping you up at night. Whether the problem is credit card debt or upcoming bill payments, pinpointing the source of your stress will help you determine your next move.

for my example,it is definitely gamble.So I decide not gamble by not put money in my bank account,so I won't use that to gameble.I put my moeny into crypto or in cash.

2. Create a monthly budget:

A budget is a powerful tool for taking control of—and understanding—your finances. It can help you avoid spending more than you have as well as save for future goals. Once you have a full picture of where your money is going every month, you can look for opportunities to redirect some of it to the areas causing your financial stress.

By this tips,I start to see how much moeny I can earn a month,and how mouch money i can save a month.And I know that I can't quit gamble imeddiately,so I make a budget about that.I only can bet 300dollars a day,so I won't lose the moeny that I can't afford.

3. Make more money:

It's important to cut down the budget to the thins you want to buy and you don't need it.But it's also important to make more money to help you handle the moeny problem.
In my case, I start looking for more student to tutrail,Last two weeks, I add two student to teach,I teach them how to code.Besides,I higher my price from 500/hour to 700/hour,so I can make moeny more quick.I also put my ada coin and ton coin to stake,which can earn extra money by doing that.
https://hackmd.io/@KobeYourself2324/B15jYGnVo?fbclid=IwAR3B131l_lE9R0ekY8KFSogFIIuR44TzE2Bv_o_Yyb8akUo7tCHeDNyslRI

## conclusion of the speech

Here are 3 tips that I think it help me the most.I start to watch which is really important to me and stop use gameble to relax.I replace it with watch america drame.I start to ues excel to record how mocuh I can earn and how much I spend a month.I even start a crypto project to force me to save 4500 dollars a week.I still try to find more job to earn moeny. I am the huncho to my family,I have to earn very meuch to make sure my family can live comfortable life. No time to chill,tryna get mills. My goal is make too much money to my family to work.I know if I can't deal with my money problem , I can't become somebody,so I have to make sure that my money problem handled well.



## article to share
1. https://www.tmz.com/2022/11/01/migos-takeoff-dead-dies-shot-houston-quavo-migos/

2. https://collider.com/john-wick-4-release-date-cast-plot-filming-details/