---
tags: Budget statement
---
# RWF-001: July 2022 Budget Statement
**Status:** Reviewed
Link to RWF-001 MIP Budget*: https://forum.makerdao.com/t/mip40c3-sp61-modify-core-unit-budget-real-world-finance-rwf-001/13152
Link to RWF-001 MIP MKR Compensation (RWF-001): https://forum.makerdao.com/t/mip40c3-sp38-real-world-finance-core-unit-mkr-compensation-rwf-001/10447
Link to new RWF-001 Multisig ledger [here](https://docs.google.com/spreadsheets/d/19tIncBWQdRQSHPF_271R1LrFMmj6dQe8/edit?usp=sharing&ouid=114529981085695499641&rtpof=true&sd=true)
*MIP budget approved in March.
---
## 1. Actuals -- July 2022
| Budget Category | Forecast | Actuals | Difference | Payments | Reason(s) |
| ----------------------- | --------------:| --------------:| --------------:| --------------:| ---------------------------------- |
| | | | | 124,669.80 | |
| Compensation\* | 153,450.00 | 112,108.31 | 41,341.69 | \- | Grantees onboarding in progress |
| Professional Services\* | 75,000.00 | 0.00 | 75,000.00 | \- | Variable legal costs postponed |
| Real-world structures | 0.00 | 0.00 | 0.00 | \- | \- |
| Payment fees | 11,158.05 | 6,267.99 | 4,890.06 | \- | AccountAble fees in different tier |
| Gas Fees | 0.00 | 500.00 | \-500.00 | \- | Top up of multisig |
| Software Costs | 5,000.00 | 2,320.00 | 2,680.00 | \- | Data budget coming next month |
| Travel Costs\* | 2,000.00 | 0.00 | 2,000.00 | \- | Actual travel costs not spent |
| Due Diligence Costs\* | 4,500.00 | 1,452.00 | 3,048.00 | | DD visits actuals below forecast |
| Contingency Buffer | 0.00 | 1,918.00 | \-1,918.00 | \- | Admin expense |
| **Total** | **251,108.05** | **124,566.30** | **126,541.75** | **124,669.80** | |
Notes:
*Contractor fees: New grantees onboarded. New contractors being onboarded in August. Personnel expenses includes one-off training fee.
*Professional services: No external lawfirm cost incurred. Retainer fee on grantees and contractors agency expected in August.
*Gas Fees: Gas fees backpaid from previous months where top up was not required.
*Travel costs: No travel costs incurred for July.
*Due Diligence Costs: DD costs are directly related to applications going through due diligence requiring e.g. physical visit to counterparty premisses.
*Contingency: Includes admin expense to team membership to relevant professional association.
*Payments and actuals difference: There is a required minimum balance of 2.5K DAI at the account processor. Current balance: **4,711.14 DAI**.
## 2. Budget Forecast -- July 2022
### Overview
| August 2022 | September 2022 | October 2022 | 3-Months | Mthly Budget Cap | Qtly Budget Cap | Annual Budget Cap + Buffer |
| ----------- | -------------- | ------------ | ---------- | ---------------- | --------------- | -------------------------- |
| 217,808.10 | 204,405.00 | 200,768.50 | 622,981.60 | 685,000.00 | 2,055,000.00 | 8,220,000.00 |
*Based on budget approved at March month end.
### Breakdown
| Forecast | August 2022 | September 2022 | October 2022 | 3-Months | MIP Budget Forecast/ CAP\*\* |
| ------------------------ | --------------:| --------------:| --------------:| --------------:| ----------------------------:|
| Compensation\* | 147,000.00 | 135,000.00 | 135,000.00 | 417,000.00 | $465,000 |
| Professional Services\* | 50,000.00 | 50,000.00 | 50,000.00 | 150,000.00 | $1,500,000 |
| Real-world structures | 0.00 | 0.00 | 0.00 | 0.00 | $12,000 |
| Payment fees\* | 9,908.10 | 9,405.00 | 9,268.50 | 28,581.60 | $25,500 |
| Gas Fees | 0.00 | 0.00 | 0.00 | 0.00 | $1,500 |
| Software Costs\* | 5,000.00 | 5,000.00 | 5,000.00 | 15,000.00 | $15,000 |
| Travel Costs | 2,000.00 | 0.00 | 0.00 | 2,000.00 | $6,000 |
| Due Diligence Costs\* | 1,500.00 | 5,000.00 | 1,500.00 | 8,000.00 | 0 |
| Admin Expense | 2,400.00 | 0.00 | 0.00 | 2,400.00 | 0.00 |
| **Total** | **217,808.10** | **204,405.00** | **200,768.50** | **622,981.60** | **2,025,000.00** |
| (+) Contingency Buffer | \- | \- | \- | \- | 30,000 |
| **Total Budget Cap\*\*** | \- | \- | \- | \- | **2,055,000.00** |
Notes:
*Compensation: Forecast increase reflects additional headcount in the team from August.
*Professional services: Legal services for lender review of borrower structures/contracts are budgetted according to complexity of review and engagement with high-quality external lawfirms.
*Professional services forecast has been updated to reflect last couple of months actuals cost of legal review. Actuals are only incurred if services used.
*Payment fees are variable costs. It increases linearly with expenses increase, legal primarily.
*Software Costs: Data and software package costs planned to be incurred for second half of 2022.
*DD costs: Includes previously unforecasted physical visits to borrower facilities as part of DD. Contigency buffer is used to cover such costs.
**MIP budget approved. From March new budget under MIP40 is reported. Professional services (legal) account for highest share of budget.
---
## 3. MKR Vesting Overview
This overview is based on the approval of [MIP40c3-SP#38](https://forum.makerdao.com/t/mip40c3-sp38-real-world-finance-core-unit-mkr-compensation-rwf-001/10447), RWF-001 current MKR Incentive Proposal.
| Vesting Date | MKR Amount | Last Month | Change | Reason(s)\* | MKR Actuals | Budget Cap on 7 FTE |
|:------------ | -------------:| -------------:| ---------:| ----------- | -----------:| -------------------:|
| April 2022 | 236 MKR | 236 MKR | 0 MKR | N/A | 152 MKR | |
| July 2022 | 178 MKR | 178 MKR | 0 MKR | N/A | \- MKR | |
| October 2022 | 134 MKR | 134 MKR | 0 MKR | N/A | \- MKR | |
| January 2023 | 174 MKR | 174 MKR | 0 MKR | N/A | \- MKR | |
| April 2023 | 154 MKR | 154 MKR | 0 MKR | N/A | \- MKR | |
| July 2023 | 114 MKR | 114 MKR | 0 MKR | N/A | \- MKR | |
| October 2023 | 114 MKR | 114 MKR | 0 MKR | N/A | \- MKR | |
| January 2024 | 114 MKR | 114 MKR | 0 MKR | N/A | \- MKR | |
| April 2024 | 114 MKR | 114 MKR | 0 MKR | N/A | \- MKR | |
| **Total** | **1,096 MKR** | **1,096 MKR** | **0 MKR** | | **152 MKR** | **1,680 MKR** |
The _Change_ column indicates any changes in the MKR vesting amounts compared to last month, with the _Reason(s)_ column indicating why the amounts changed. Reasons may include: New hires, FTE changes, Promotions, or Terminations.
*Actuals: Auditor wallet received 152MKR on 1 July 2022. It was paid out to contributors.
*Budget cap is estimated on 7 FTE at 80 MKR/FTE. Current estimate FTE calculation is based on 5.7 FTE.
### FTE
| Team members | Headcount | FTE(Full-Time Equivalent) |
| -------------------- | ---------:| -------------------------:|
| Facilitator | 1 | 1 |
| Senior Consultants\* | 2 | 1.25 |
| Consultants | 1 | 1 |
| Grantees\* | 3 | 1.5 |
| Total | 7 | 4.75 |
Notes:
*Senior consultants at 53% and 72% FTE equivalent, respectively, in July.
*Grantee onboarded for first assignment. FTE is the max usable FTE per month across headcounts.
*Grantee: two new grantees onboarded in July.
---
## 4. Transfers
### DAI Transfers -- July 2022
| Wallet | 3-month Estimate | Current Balance | Transfer | Multi-sig Address |
| ------ | ----------------:| ---------------:| -----------:| -------------------------------------------------------------------------------------------------------------------------------------------- |
| RWF CU | 622,981.60 | 678,487.35 | \-55,505.75 | [0xD1505ee500791490DE8642353BA6A5b92e3550F7](https://gnosis-safe.io/app/eth:0xD1505ee500791490DE8642353BA6A5b92e3550F7/transactions/history) |
To see multisig transactions: [RWF-001 Multisig](https://etherscan.io/address/0xD1505ee500791490DE8642353BA6A5b92e3550F7#tokentxns) and
[Auditor Wallet](https://etherscan.io/address/0x96d7b01Cc25B141520C717fa369844d34FF116ec#tokentxns)
| RWF Auditor wallet | Value | Multi-sig Address |
| -------------------------------------- | --------------:| -------------------------------------------------------------------------------------------------------------------------------------------- |
| Received from Protocol since inception | 4,872,681.49 | [0x96d7b01Cc25B141520C717fa369844d34FF116ec](https://gnosis-safe.io/app/eth:0x96d7b01Cc25B141520C717fa369844d34FF116ec/balances) |
| Received from former RWF wallet | 274,399.47 | 0x9e1585d9ca64243ce43d42f7dd7333190f66ca09 |
| Returned excess from RWF Ops Wallet | 744,732.74 | [0xd1505ee500791490de8642353ba6a5b92e3550f7](https://gnosis-safe.io/app/eth:0xD1505ee500791490DE8642353BA6A5b92e3550F7/transactions/history) |
| Received RWF Ops Wallet Test trx. | 2.00 | [0xd1505ee500791490de8642353ba6a5b92e3550f7](https://gnosis-safe.io/app/eth:0xD1505ee500791490DE8642353BA6A5b92e3550F7/transactions/history) |
| **Total Received** | **5,891,815.69** | [0x96d7b01Cc25B141520C717fa369844d34FF116ec](https://gnosis-safe.io/app/eth:0x96d7b01Cc25B141520C717fa369844d34FF116ec/balances) |
| **Test trx. to 0x2c6...31efb25** | **\-2.00 **| 0x2c647bdc8259a82b0d0842207aed98c5331efb25 |
| **Lifetime transfer to RWF Ops Wallet** | **\-2,526,707.08** | [0xD1505ee500791490DE8642353BA6A5b92e3550F7](https://gnosis-safe.io/app/eth:0xD1505ee500791490DE8642353BA6A5b92e3550F7/transactions/history) |
| **Returned excess to Protocol** | **\-1,995,106.60** | [0x96d7b01Cc25B141520C717fa369844d34FF116ec](https://gnosis-safe.io/app/eth:0x96d7b01Cc25B141520C717fa369844d34FF116ec/balances) |
| **Auditor wallet current balance** | **1,370,000.02** | [0x96d7b01Cc25B141520C717fa369844d34FF116ec](https://gnosis-safe.io/app/eth:0x96d7b01Cc25B141520C717fa369844d34FF116ec/balances) |