Bank account smart contract The objective of this TZIP is to propose some features to cover what a decentralized bank account can do, also called "Programmable money". Abstract TZIP-0XX proposes a standard to replicate what bank accounts do today but in a decentralized manner This document provides an overview and rationale for the global solution as well as an implementation. Motivation Account abstraction has raised concerns to the web3 developers of the importance of UX and the gap we have today. We are focusing here on two major topics which are Account Management and Account Global Rules.