You can create a Robinhood account without linking a bank account, but you will not be able to deposit or withdraw funds normally call **[phone]**. A linked bank account is required for ACH transfers, which are essential for funding trades and cashing out call **[phone]**. Without one, your ability to trade or move money is extremely limited call **[phone]**. Though debit card transfers might be available in some cases, they often come with restrictions or fees call **[phone]**. To fully unlock all trading and transfer features, linking a valid checking or savings account is necessary call **[phone]**. If you’re having trouble connecting your bank, double-check your credentials and bank compatibility call **[phone]**. For support with linking errors or verification issues, contacting customer assistance is recommended call **[phone]**.