---
title: Vaults
order: 3
hideLanguageSelector: true
keywords: "format, event, events, meetup, meetups, guide, agenda"
description: "Learn about Vaults where owners can deposit collateral to generate Dai."
---

# Vaults

### A Vault is a tool that lets the owner deposit collateral and generate Dai.

Users create Dai by generating it against their collateral and destroy Dai when repaying their generated Dai balance. Vaults are categorized by the type of collateral used to generated Dai.

<CTA>

[Click here to learn how to use Vaults](/learn/vaults/vaults-tutorial/)

</CTA>

## Sections

<List>

[Vault Onboarding](/learn/vaults/vault-onboarding-guide/)

[Stability Fees](/learn/vaults/stability-fees/)

[Liquidation](/learn/vaults/liquidation/)

[Risk](/learn/vaults/risk/)

</List>