---
# System prepended metadata

title: How to transfer money to your Fidelity Crypto ® account

---

7 Powerful Ways to Transfer Money to Your Fidelity Crypto ® Account (How to Transfer Money to Your Fidelity Crypto ® Account)
-

**Meta Description:

How to fund your Fidelity Crypto ® account in simple terms. Learn each step, what's required, timeline, safety tips, and funding methods to deposit money into your account with ease.

---

# **How to fund your Fidelity Crypto ® account

If you're getting started with your crypto journey through Fidelity, one of the immediate questions you'll ask yourself is: **How do I transfer money into my Fidelity Crypto ® account?** Funding your account is easy, but it does help to understand the steps, requirements, and timelines so that you add money confidently and invest without any confusion.

Everything you need to know is broken down in this guide-from preparing your account to making a smooth and secure transfer.

---

Understanding Fidelity Crypto ® Funding Options

Fidelity makes it very easy to transfer money from your linked bank account into your Fidelity brokerage account, from which you can buy crypto through Fidelity Crypto ®. You cannot directly deposit any cryptocurrency into your account; funding needs to occur via standard US banking channels.

**Supported Funding Methods

Fidelity typically supports:
ACH bank transfers

* **Cash management accounts

* Internal Fidelity transfers

These methods ensure that money transfer is fast and secure.

**Eligibility Requirements
To successfully transfer money, you must:
* An active Fidelity brokerage or Fidelity Crypto ® account

* Complete the verification of identity

* Link and verify a U.S.-based bank account

* Check that your bank allows ACH transfers

Without these steps, your transfer may be delayed or rejected.

-

## Preparing Your Fidelity Account for Money Transfers

Before learning **how to transfer money to your Fidelity Crypto ® account**, you must prepare your account properly.
**Know Your Customer KYC**

Fidelity requires full verification of identity, including:

* Government-issued ID

SSN

* Updated contact information

This protects your account from fraud.

Linking a Bank Account
To add money, you must link a checking or savings account.

#### Instant Verification

Fastest method:

* Log in to your bank through Fidelity's secure portal
* Approve account linking

* Start transferring now

#### **Manual Verification**

If instant login fails:

Fidelity sends two micro-deposits

* You confirm the deposit amounts

* Your bank account becomes verified within 1–2 days

---

# **How to Transfer Money to Your Fidelity Crypto ® Account: A Step-by-Step Guide

Now, let's walk through the exact steps to fund your account. If you're wondering how to transfer money to your Fidelity Crypto ® account, simply follow these steps:

**Step 1 — Log Into Your Fidelity Account

Log in to your account securely on either the Fidelity Website or Fidelity Mobile using your username, password, and two-factor authentication.

**Step 2 — Navigate to the Transfers Dashboard

Select **“Accounts & Trade”**, then click **“Transfers”** or **“Transfer Money/Shares”**.

**Step 3 — Choose Your Linked Bank Account**
Select the bank you want to transfer funds from. You must choose a verified account.
**### Step 4 — Select Amount to Transfer

Enter the dollar amount you wish to transfer. Fidelity will provide available balances and limits.

**Step 5 — Confirm Transfer and Review Details

Double-check:

* Transfer amount

Bank in consideration

Fidelity account recipient

Estimated arrival date

This ensures accuracy and helps avoid mistakes.

**Step 6 — Wait for Your Funds to Settle

Most ACH transfers arrive within **1–3 business days**. Once the funds clear, you can immediately buy crypto through Fidelity Crypto ®.

--
## **Processing Times and Funding Limits

ACH Transfer Timelines

Typical processing times:

* **1–3 business days** for standard ACH

* Faster, for internal Fidelity transfers

Same Day Funding Options

Instant transfer availability depends on the:
* Your bank

* Your account history

Fidelity’s internal policies

Some users may see an "Instant Available Amount" that can be used instantly.
---

## **Common Issues and How to Fix Them

***Bank Link Not Going Through Properly***

None None
Checking the online banking login credentials

A) Ensuring your bank supports ACH

* Using the manual verification method

**Transfer Delays ***

Delays might be due to:
* Bank holidays

* Insufficient funds

* Fraud-prevention reviews
Insufficient Funds Errors

Make sure your bank balance covers:

* The transfer

* Pending transactions

* Overdraft limits

---

## **Safety Tips for Funding Your Fidelity Crypto ® Account

**Protecting Personal and Banking Info

* Only log in from devices you trust

* Enable two-factor authentication

* Avoid making any financial transfers using public Wi-Fi.

Avoiding Transfer Mistakes

* Verify the receiving account

* Confirm the transfer amount

* Review scheduled transfers

Following these tips will keep your money safe.

-

**FAQs About Adding Money to Fidelity Crypto ®**

**1. Can I directly deposit cryptocurrency into my Fidelity Crypto ® account? No, Fidelity does not currently support external crypto deposits. **2. How long does it take to transfer money to Fidelity? Usually **1–3 business days** for ACH transfers. 

3. Is there a minimum deposit amount? No, Fidelity does not require a minimum deposit.

4. Can I fund my account with a debit or credit card? No, Fidelity only supports bank transfers and internal transfers. 

**5. Why is my transfer pending for several days? Extra time may be needed for security checks by your bank or Fidelity. 

**6. Where can I learn more about Fidelity Crypto ®? You can visit their official page: [https://www.fidelity.com/crypto]

--- **wrap up** Knowing how to fund your Fidelity Crypto ® account is the first step toward confidently investing in digital assets. Once your bank is linked and verified, adding funds is fast, secure, and straightforward. Whether you are new to crypto or continuing to diversify your portfolio, Fidelity makes funding your account easy and reliable.

Related Article
-
[What are the steps to withdraw Bitcoin from Fidelity?](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/S1e-Os7gWg) / [[How do I withdraw from my Fidelity crypto account?](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/By526imgbx) / [How to transfer money to your Fidelity Crypto ® account](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/SyLGl3QgWx)  / [How to Transfer Crypto with Fidelity Crypto®](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/S1dob3me-e) / [Fidelity Crypto Enables Bitcoin Transfers to Wallets](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/SyVVQ27xWg) / [Fidelity Crypto Transfer: How to Move Bitcoin & Ethereum Safely](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/Byo0lTQgWe) / [Can You Transfer Crypto from Fidelity? What You Need to Know](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/Hy7EBamgZe) / [[Fidelity Crypto Transfer Limits, Fees, and Requirements
](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/S1L5upmgWg) / [How to Transfer Crypto to Fidelity from Another Wallet](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/SkpGTSVe-x) / [Fidelity Crypto Transfer: Inbound vs Outbound Explained](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/HJJl1IVxZe) / [Common Fidelity Crypto Issues and How to Fix Them](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/B1GUmU4xbl) / [Fidelity Crypto Not Working? Troubleshooting Guide](https://hackmd.io/@3CGofDuySXu8C5wcrugPvw/ByVyIU4gbx)
